FHA VS Conventional loan programs in Yucaipa, San Bernardino County, California

For 2026, the Conventional loan limit within Yucaipa, San Bernardino County, CA, is $1,089,300, while the FHA cap for a single-family home is set at $1,089,300.

Utilize Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation you need to meet qualification criteria. This advanced tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on the best program for your financial situation in CA.

Review loan offers from 100 lenders

2026 Loan Limits and Downpayment Details in Yucaipa, San Bernardino, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 92399

Conventional and FHA Loan Opportunities in Yucaipa, CA

Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan swiftly and without hassle. Begin your journey with one of three options that connect you to matching lenders and loan programs:

Outcomes from Lendersa USDA loan requests


  • Pacific Transportation Federal Credit Union
  • 101 West Walnut Street, Suite 101, Gardena, CA, 90248
  • Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.

  • 1st California Security Investments, Inc
  • 1225 W 190th, Suite 320, Gardena, CA, 90248
  • 1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth

  • Pacific Sun Mortgage Company, Inc.
  • 990 Highland Drive, Suite 204-A, Solana Beach, CA, 92075
  • Pacific Sun Mortgage, Inc. is a Del Mar Mortgage Company and San Diego Mortgage Company offering some of the best Mortgage and Refinance Rates. We specialize in Home Loans and Mortgage Refinancing in California. If you are looking to Refinance, we offer the lowest Refinance Rates.

  • Coastal Pacific Mortgage Corporation
  • 251 La Barranca Drive, Solana Beach, CA, 92075
  • Hughie Thomas President & Founder of Coastal Pacific Mortgage Corporation in 1980 Providing All Types of Residential Financing. As a Mortgage Broker Hughie is not limited to just one lender. He have been able to establish relationships with many different lenders allowing me to shop for the best rates and terms for you.

  • Premium Funding Group
  • PO Box 914, Solana Beach, CA, 92075
  • Premium Funding Group is built on over 25 years of combined experience in mortgage lending. Its founders and lead loan officers, Sean Pope and Zachary Taylor, along with their experienced staff, work with you personally to find the program that best fits your situation. In this environment of tighter guidelines and paperwork.

  • Triumph Capital Partners
  • 155 S. Hiway 101 Suite 7, Solana Beach, CA, 92075
  • The firm’s principals have a combined 40+ years experience in property development and real estate finance and have originated over $1 billion in high-yielding private mortgages throughout their careers. Triumph's mission is to provide debt capital to meet the complex needs of today’s real estate investors nationwide.

  • Seattle Funding Group
  • 512 Via de la Valle Suite 200, Solana Beach, CA, 92075
  • The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.

  • Polam Federal Credit Union
  • 589 N. Larchmont Blvd, Los Angeles, CA, 90004
  • POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.We offer mortgages up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance, meaning that with just a 10% down you can get financing for your first home at the same rate as we normally offer with 20% down.

  • Pacific Trust Group
  • 606 N. Larchmont Blvd, Suite 4A, Los Angeles, CA, 90004
  • Pacific Trust Group is committed to providing our clients with the best origination service in home mortgages along with some of the lowest rates available in all of Los Angeles, and throughout the State of California. Whether you are a first time home buyer, ReFinancing an outstanding loan, purchasing your dream home, consolidating debt.

  • HomeIT Lending
  • 695 S Harvard Blvd, Los Angeles, CA, 90005
  • HomeIT Lending is a fast growing mortgage company with a firm commitment to delivering quality service to our customers. We offer a wide range of mortgage products with competitive rates and fast closing. We pride ourselves on providing superior customer service and creating satisfied customers.

  • Bktailored brokerage Corp
  • 309 South Berendo Street, Apartment 1, Los Angeles, CA, 90020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Pacific City Bank
  • 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
  • Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.