FHA VS Conventional loan programs in 2025 for Canyon-Lake, Riverside County, California

In 2025, the Conventional loan limit for Canyon-Lake, located in Riverside county, CA, is $647,200. Meanwhile, the FHA limit for a single-family home is $562,350.

Leverage the Lendersa® Conventional loan calculator to compare today's optimal rates for Conventional, FHA, and USDA loans. It assists in determining the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best program in CA for your unique financial situation.

Compare loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Canyon-Lake, Riverside County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This comparison table is relevant for zip codes: 92587

Available Options for Conventional and FHA Loans in Canyon-Lake, CA

Lendersa® aims to swiftly and smoothly help you secure the best Conventional, USDA, or FHA loan. Begin by selecting one of the three pathways that lead to matching lenders and suitable loan programs.

Lendersa's results for USDA loan requests and matches


  • Granite City Mortgage of Saint Cloud Inc
  • 600 25th Ave S, Suite 208, Saint Cloud, MN, 56301
  • Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.
  • Keystone Home Finance, LLC
  • 110 2nd St S, Waite Park, MN, 56387
  • At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience
  • County Bank
  • 201 S Jefferson St, Sigourney, IA, 52591
  • County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg. County Bank has a strong commitment to the communities we serve.
  • United State Bank
  • 102 West Main St., Lewistown, MO, 63452
  • The history of the United State Bank began in 1922 when Lorenzo H. Gnuse, Sr. founded the Durham State Bank. Mr. Gnuse was commissioned by the State of Missouri to assist in the liquidation of banks throughout Missouri that were failing due to the nationwide depression. Mr. Gnuse was sent to Durham to liquidate the Durham Savings Bank.
  • Antler Home Mortgage
  • 9490 Cottontail Drive, Minnetrista, MN, 55375
  • Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.
  • Peoples Savings Bank
  • 101 Bluff Street, Rhineland, MO, 65069
  • Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,
  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
  • HomeTown Credit Union
  • 2400 West Bridge Street, Owatonna, MN, 55060
  • HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.