FHA VS Conventional loan in Capitola, Santa Cruz County, California
As of 2025, the Conventional loan limit in Capitola, within Santa Cruz county, CA, stands at $805,000. Meanwhile, the FHA limit for a single-family home is $805,000.
Use the Lendersa® Conventional loan calculator to find today's leading rates for Conventional, FHA, and USDA loans. Determine what's needed for qualification, including income, credit, reserves, and documents. This advanced calculator allows you to compare side-by-side Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best program in CA for your financial needs.
2025 Loan Limits and Down Payment Requirements in Capitola, Santa Cruz County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
This table applies to zip codes: 95010
Conventional and FHA Loan Options in Capitola, CA
The objective of Lendersa® is to seamlessly provide you with the best available Conventional, USDA, or FHA loan. Start by selecting one of three pathways to find matching lenders and loan programs.
In 1934, Harnischfeger Corporation employees in West Milwaukee, Wisconsin established a credit union to provide a source of credit at a fair interest rate and the opportunity for its members to improve their economic and social conditions. In 1986, the membership voted to expand the charter to a community credit union serving any persons living.
Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. We offer clients customized mortgage solutions to obtain the BEST rate possible. Our average employee has over 12 years of banking and home loan financing experience.
Christopher Zabat is the father of the mortgage company he have always had a passion for Real Estate Finance. he remember getting very interested in it when we bought our very first home in May of 2000. My personal experience throughout the entire process made me so curious on how things were done.
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Since 1936, Central Credit Union has been a trusted, not-for-profit resource for financial services, education and advice. Because we're member owned,
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Lake Forest Bank & Trust Company, National Association
727 N. Bank Lane, Lake Forest, IL, 60045
Lake Forest Bank & Trust Company is a true community bank. Our promise is to provide customers with good old-fashioned personal service and a broad range of quality financial products. Being a locally controlled and managed bank gives us the unique ability to make decisions more quickly and to provide more customized services.
Diamond Residential Mortgage is committed to helping our customers find the right mortgage product for their needs. We understand every borrower is different and we offer a wide variety of products to meet individual requirements. We make the process of securing a mortgage simple and straightforward by offering the latest financial tools.
MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.
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Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates.
At the time, no financial institution existed in the area, leaving local workers without an option to safely.