Conventional Vs. FHA Lending requirements Capitola, CA in 2025

As of 2025, the Conventional loan limit in Capitola, within Santa Cruz county, CA, stands at $805,000. Meanwhile, the FHA limit for a single-family home is $805,000.

Use the Lendersa® Conventional loan calculator to find today's leading rates for Conventional, FHA, and USDA loans. Determine what's needed for qualification, including income, credit, reserves, and documents. This advanced calculator allows you to compare side-by-side Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best program in CA for your financial needs.

Conventional and FHA Loan Options in Capitola, CA

The objective of Lendersa® is to seamlessly provide you with the best available Conventional, USDA, or FHA loan. Start by selecting one of three pathways to find matching lenders and loan programs.

Results for USDA loan requests at Lendersa

(800) 351-5755 Lender's profile and map Reviews Heritage Financial, Inc. 175 Admiral Cochrane Dr, Suite 101, Annapolis, MD, 21401 At Heritage Financial, we are committed to putting our clients first and to find the best loan to finance your home. Heritage Financial is a full-service, residential lender, licensed in Washington D.C., Maryland and Virginia. Our experienced loan officers will guide you through the entire mortgage process.
(410) 703-9028 Lender's profile and map Reviews Redwood Mortgage Services 180 Admiral Cochrane Dr., Annapolis, MD, 21401 Established, in 1999, Redwood Mortgage Services is a full-service mortgage lender that has served thousands of clients in Maryland, Virginia, District of Columbia, Delaware and Florida. From day-one, we have been providing exceptional customer service while exceeding the industry's critical regulation standards.
(410) 974-6044 Lender's profile and map Reviews Bay Capital Mortgage Corporation 2553 Housley Road, Suite 200, Annapolis, MD, 21401 "Since 1994 we have been building a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Mid Atlantic Region, Georgia and Florida. We’re a full service mortgage banker with an experienced staff offering expertise in every area"
(410) 266-2544 Lender's profile and map Reviews Fidelity First Home Mortgage Company 707 Bestgate Rd, Annapolis, MD, 21401 Get to know the management team and loan specialists that make our mortgage company in Annapolis, MD, a vital part of the Mid-Atlantic communities we serve. We provide each client with a mortgage marketplace that includes a multitude of options. Tell us more about the financial challenges you face,
(443) 396-2600 Lender's profile and map Reviews Renaissance Lenders, Inc 8221 Richie Highway, Suite 203, Pasadena, MD, 21122 Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
(888) 838-0372 Lender's profile and map Reviews Coastline Mortgage 8221 Ritchie Hwy, Suite 104, Pasadena, MD, 21122 Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
(410) 420-2071 Lender's profile and map Reviews 212 Mortgage Group Inc 1676 Campbell Road, Forest Hill, MD, 21050 212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
(410) 980-2719 Lender's profile and map Reviews Admiral Mortgage Services LLC 3456 Monarch Drive, Edgewater, MD, 21037 Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers
(800) 316-6846 Lender's profile and map Reviews Universal Mortgage & Finance 3158 Braverton Street, Suite 204, Edgewater, MD, 21037 Universal Mortgage & Finance, Inc. is a direct lending institution and we pride ourselves on making your needs our top priority because we're committed to building long-lasting relationships in the communities we serve. For two decades, we have successfully facilitated the financial service needs of people .
(844) 867-9267 Lender's profile and map Reviews BlackWater Funding 403 Fairlea Drive, Edgewater, MD, 21037 BLACKWATER FUNDING PROVIDES QUICK COMMERCIAL REAL ESTATE LOANS & CAPITAL FOR INVESTORS & OWNERS OF OWNER-OCCUPIED PROPERTIES. WE ALSO OFFER LOANS FOR UNIQUE PROPERTIES: (CHURCHES, CAR WASHES, MOBILE HOME PARKS, GAS STATIONS,CHILDHOOD CARE, AUTO REPAIR SHOPS, SELF STORAGE,LAND, ETC.)