FHA VS Conventional loan in Soquel, Santa Cruz County, California
In 2025, the Conventional loan limit in Soquel, county of Santa Cruz, CA is set at $805,000, whereas the FHA limit for a single-family home is $805,000.
Utilize Lendersa®'s Conventional loan calculator to explore today's leading rates for Conventional, FHA, and USDA loans. It's helpful in determining the necessary income, credit, reserves, and documents needed to qualify. This advanced calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program in CA for your financial situation.
2025 Loan Limits and Down Payment Requirements in Soquel, County of Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
This table applies to the zip codes: 95073, 95003
Exploring Conventional and FHA Loan Options in Soquel, CA
The goal of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Start with one of three pathways provided to find matching lenders and loans.
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1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area.
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204 4th Avenue, Suite 1024, Indian Rocks Beach, FL, 33785
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