FHA VS Conventional loan programs in 2024 for Soquel, Santa Cruz County, California

In 2024, Convetional loan limit in Soquel, county of Santa Cruz, CA is $805,000 while FHA limit is $805,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Soquel, county of Santa Cruz, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

The comparison table applies to zip codes: 95073, 95003

Conventional and FHA loan options in Soquel, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage Funding, LLC
  • 2171 Clearbrook Rd, Birmingham, AL, 35226
  • At NMI Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • ServisFirst Bank
  • 2500 Woodcrest Place, Birmingham, AL, 35209
  • ServisFirst Bank is a full service commercial Bank focused on commercial Banking, correspondent Banking, cash management, private Banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. The Bank offers sophisticated cash management products.
  • Integra Mortgage Group LLC
  • 102 McMakin Drive, La Grange, KY, 40031
  • Integra Mortgage Group of Louisville, LaGrange and Crestwood, Kentucky has been committed to providing our customers with the highest quality of service and the lowest mortgage loan rates available since 1997. Our goal is simple: To make the mortgage loan process as convenient and hassle-free as possible to our customers.
  • Today's Financing
  • 85 Bagby Drive, Suite 337, Birmingham, AL, 35209
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • HAMILTON MORTGAGE CORPORATION
  • 2850 19th Street South, Suite 300, Birmingham, AL, 35209
  • "We have built a strong reputation for over 25 years as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout our southeast lending area. We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending"
  • Alabama Central Credit Union
  • 3601 4th Ave S, Birmingham, AL, 35222
  • "Since 1938, AlabamaCentral Credit Union has been helping people improve their lives — making them easier and more secure, all while allowing hard-working folks to keep more of their money. Today, we serve over 17,000 members in 28 counties — with 9 branches from the Gulf Coast to north Alabama."
  • Elite Mortgage Partners
  • 2367 Lakeside Dr, Birmingham, AL, 35244
  • Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
  • Alabama Premier Mortgage
  • 1900 Indian Lake Dr, Birmingham, AL, 35244
  • Weather its a first home or a dream home, let me help you through the process of making it YOUR home. Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
  • Mortgage Linc LLC
  • 2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
  • Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.