FHA VS Conventional loan programs in 2025 for Soquel, Santa Cruz County, California
In 2025, the Conventional loan limit in Soquel, county of Santa Cruz, CA is set at $805,000, whereas the FHA limit for a single-family home is $805,000.
Utilize Lendersa®'s Conventional loan calculator to explore today's leading rates for Conventional, FHA, and USDA loans. It's helpful in determining the necessary income, credit, reserves, and documents needed to qualify. This advanced calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program in CA for your financial situation.
2025 Loan Limits and Down Payment Requirements in Soquel, County of Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
This table applies to the zip codes: 95073, 95003
Exploring Conventional and FHA Loan Options in Soquel, CA
The goal of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Start with one of three pathways provided to find matching lenders and loans.
Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities
30 Providencia Court, Suite 4M, Brownsville, TX, 78526
Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve. We know you're making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
"GWG Mortgage Co., Inc. was formed in 1994, is locally owned, and provides a complete set of mortgage services throughout the state of Texas.
We have a variety of investors that allow us to pick and choose among the best service providers in the industry to match loans with the needs of our customers"
TES Regional Healthcare Federal Credit Union, owned by the membership, is committed to the healthcare field in eight parishes of Louisiana. Our mission as stewards of the credit union include providing the best possible service and developing products that meet the needs of the membership.
Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.
We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.
2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1000 Chinaberry Dr, Suite 604, Bossier City, LA, 71111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership
