FHA VS Conventional loan programs in 2025 for Live-Oak, Santa Cruz County, California
For 2025, the conventional loan limit in Live-Oak, within Santa Cruz county of CA, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to evaluate today’s leading rates, including Conventional, FHA, and USDA options. By using this tool, you can determine the necessary income, credit standing, reserves, and documentation required for approval. The advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in choosing the most suitable program in CA for your financial needs.
2025 Loan Limits and Downpayment Requirements in Live-Oak, County of Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to these zip codes: 95065, 95062
Exploring Conventional and FHA Loan Options in Live-Oak, CA
The mission of Lendersa® is to secure the ideal loan for you, whether Conventional, USDA, or FHA, quickly and with minimal effort. Start with one of three pathways to identify matching lenders and suitable loan programs.
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