FHA VS Conventional loan programs in Carson, Los Angeles County, California
As of 2026, the conventional loan cap in Carson, located in Los Angeles county, CA, is set at $1,089,300, whereas the FHA limit is $1,089,300 for single-family homes.
The Lendersa® Conventional loan calculator is an effective tool to compare current Conventional, FHA, and USDA rates. Determine required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in decision-making for the best program for your finance needs in CA.
Overview of 2026 loan limits and down payment criteria in Carson, Los Angeles county, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is relevant for zip codes: 90248
Explore Conventional and FHA loan solutions in Carson, CA
Lendersa® strives to secure for you the most suitable loan, whether Conventional, USDA, or FHA, efficiently and with minimal effort. Follow one of three starting pathways to find the best lenders and loan programs available.
We deliver value to our members. Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership.
18425 S. Western Avenue, 2nd Floor, Gardena, CA, 90248
Lends in California
Nikkei Credit Union is a progressive, full-service financial institution serving the Japanese American Community in Southern California. We provide quality service as a not-for-profit financial cooperative, owned and democratically controlled by our membership.
To provide quality financial products through personalized service and innovation.
19300 S. Hamilton Ave, Suite 210, Gardena, CA, 90248
Lends in California
RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
101 West Walnut Street, Suite 101, Gardena, CA, 90248
Lends in California
Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
1516 West Redondo Beach Boulevard, Gardena, CA, 90247
Lends in California
Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
1971 West 190th Street, Suite 200, Torrance, CA, 90504
Lends in California
"We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing.
For brokers and potential borrowers: -Business purpose loans only on most property types. -Our primary area is Southern CA but will consider loans in any major market etc.."
970 W. 190th Street, Suite 110, Los Angeles, CA, 90502
Lends in California
Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501
Lends in California
Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.
Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.
