FHA VS Conventional loan in Compton, Los Angeles County, California

In the year 2026, for a single-family residence in Compton, located within the county of Los Angeles, CA, the limit for a conventional loan is $1,089,300, whereas the FHA loan limit is $1,089,300.

Utilize the Lendersa® Conventional loan calculator for comparing the top rates of Conventional, FHA, and USDA loans today. Determine what income, credit score, reserves, and documentation are required for eligibility. Our advanced mortgage calculator displays side-by-side options of Conforming Conventional loans, USDA, FHA, and VA to assist you in selecting the most suitable program in CA for your financial needs.

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2026 loan limits and down payment requirements in Compton, county of Los Angeles, CA

Loan Classification Maximum Loan Amount Minimum down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The details in this comparison table apply to the following zip codes: 90220, 90221, 90222, 90223

Explore Conventional and FHA loan selections in Compton, CA

The objective of Lendersa® is to facilitate fast and easy access to the best possible Conventional, USDA, or FHA loans. Choose from three initial steps to match with appropriate lenders and loan options.

Results of Lendersa USDA loan requests and matches


  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.

  • Paradise Private Money
  • 610 S. Main Street #PH212, Los Angeles, CA, 90014
  • Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.

  • California Bear Credit Union
  • 300 S. Spring Street, Suite 1215, Los Angeles, CA, 90013
  • Our Mission is to Provide the best quality of financial and credit products and services to meet the needs of our members. Provide products and services at fair, competitive prices, and to invest excess funds in such a manner that the return on those investments will contribute to capital growth and financial stability of the credit union.

  • Prestamo Mortgage Corp
  • 609 1/2 Whittier Blvd, Montebello, CA, 90640
  • Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.

  • HL Home Loans
  • 3327 West Beverly Boulevard, Montebello, CA, 90640
  • HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages

  • USC Credit Union
  • 3720 S. Flower Street, Los Angeles, CA, 90051
  • The University of Southern California Credit Union is incredibly proud to serve the entire Trojan Family—USC students (including more than 18, 000 undergraduates and 22, 000 graduate and professional students), alumni, faculty, and staff, as well as those who live and work in Orange County and the City of Los Angeles.

  • Capital Funding Corporation of America
  • 515 South Flower Street, Los Angeles, CA, 90071
  • Capital Funding Corporation of America is a direct lender that provides customized debt financing solutions to real estate professionals taking advantage of current market opportunities. Our primary goal is to provide secured real estate loans quickly, efficiently, and at competitive rates.

  • Kinetic Mortgage
  • 10073 Valley View St, Suite 409, Cypress, CA, 90630
  • Kinetic Mortgage full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.