Explore the differences! FHA VS Conventional loan programs in Compton, Los Angeles County, California

In the year 2026, for a single-family residence in Compton, located within the county of Los Angeles, CA, the limit for a conventional loan is $1,089,300, whereas the FHA loan limit is $1,089,300.

Utilize the Lendersa® Conventional loan calculator for comparing the top rates of Conventional, FHA, and USDA loans today. Determine what income, credit score, reserves, and documentation are required for eligibility. Our advanced mortgage calculator displays side-by-side options of Conforming Conventional loans, USDA, FHA, and VA to assist you in selecting the most suitable program in CA for your financial needs.

Evaluate loan proposals from 100 different lenders

2026 loan limits and down payment requirements in Compton, county of Los Angeles, CA

Loan Classification Maximum Loan Amount Minimum down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The details in this comparison table apply to the following zip codes: 90220

Explore Conventional and FHA loan selections in Compton, CA

The objective of Lendersa® is to facilitate fast and easy access to the best possible Conventional, USDA, or FHA loans. Choose from three initial steps to match with appropriate lenders and loan options.

Results of Lendersa USDA loan requests and matches


Compton Lenders

  • Northrop Grumman Federal Credit Union
  • 879 West 190th Street, Gardena, CA, 90248
  • Lends in California
  • We deliver value to our members.
    Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership.

    Set yourself up for success

  • Nikkei Credit Union
  • 18425 S. Western Avenue, 2nd Floor, Gardena, CA, 90248
  • Lends in California
  • Nikkei Credit Union is a progressive, full-service financial institution serving the Japanese American Community in Southern California. We provide quality service as a not-for-profit financial cooperative, owned and democratically controlled by our membership.

    To provide quality financial products through personalized service and innovation.

  • RTI Bridge Loans
  • 19300 S. Hamilton Ave, Suite 210, Gardena, CA, 90248
  • Lends in California
  • RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.

  • Pacific Transportation Federal Credit Union
  • 101 West Walnut Street, Suite 101, Gardena, CA, 90248
  • Lends in California
  • Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.

  • 1st California Security Investments, Inc
  • 1225 W 190th, Suite 320, Gardena, CA, 90248
  • Lends in California
  • 1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth

  • Gardena Financial Mortgage
  • 1516 West Redondo Beach Boulevard, Gardena, CA, 90247
  • Lends in California
  • Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.

  • Integrity Realty and Finance
  • 257 East Adams Street, Long Beach, CA, 90805
  • Lends in California
  • I obtained my Real Estate License in 1998 and functioned primarily as a Realtor in various areas of Southern California until 2008 (when the Real Estate market drastically declined). Once that happened, I decided to try my hand as a Mortgage Loan Officer and immediately created a niche in that field.

  • Archbell Capital, LLC
  • 970 W. 190th Street, Suite 110, Los Angeles, CA, 90502
  • Lends in California
  • Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.

  • ILWU Credit Union
  • PO Box 7629, Long Beach, CA, 90807
  • Lends in California
  • ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.

  • Parishioners Federal Credit Union
  • 2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501
  • Lends in California
  • Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.