which one is better? Conventional or FHA Chula-Vista, CA

In 2026, the Conventional loan limit for single-family homes in Chula-Vista, situated in San Diego county, CA is set at $879,750. Meanwhile, the FHA limit is $879,750.

Use the Lendersa® Conventional loan calculator to assess current rates across Conventional, FHA, and USDA loans. Determine the needed income, credit status, reserves, and documents to qualify. Our comprehensive mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial scenario in CA.

Explore Conventional and FHA Loan Options in Chula-Vista, CA

At Lendersa®, our objective is to facilitate the fastest and easiest access to the best suitable Conventional, USDA, or FHA loan. You can start by choosing among three options that link you to matching lenders and loan solutions.

Receive results for USDA loan request matches from Lendersa

Chula-Vista Lenders
(619) 816-8076 Lender's profile and map Premium Mortgage 895 Palomar St, Suite H, Chula Vista, CA, 91911 Lends in California We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.
(619) 361-1577 Lender's profile and map RABASA Inc. 780 Callecita Aquila Sur, Chula Vista, CA, 91911 Lends in California Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
(760) 415-2417 Lender's profile and map THE ATRAYON TREVINO TEAM 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910 Lends in California Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
(619) 395-3015 Lender's profile and map Quicker Inc 265 East Street, Suite B1, Chula Vista, CA, 91910 Lends in California Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 977-7492 Lender's profile and map Rate Republic 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910 Lends in California Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 475-4095 Lender's profile and map Point Mortgage Corporation 864 Amena Court, Chula Vista, CA, 91910 Lends in California We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
(619) 773-7058 Lender's profile and map SoCal Financial Group PO Box 1824, Bonita, CA, 91908 Lends in California we specialize in residential mortgages. At SoCal Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(812) 647-9794 Lender's profile and map Paradise Valley Federal Credit Union 2700 E 4th Street, National City, CA, 91950 Lends in California Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
(619) 327-1400 Lender's profile and map California Housing Administration 1625 Sweetwater Road, Suite D, National City, CA, 91950 Lends in California California Housing Administration, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
(888) 983-2344 Lender's profile and map Springboard Home Loans 2140 Hoover Avenue, Suite 115, National City, CA, 91950 Lends in California Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.