FHA VS Conventional loan in Imperial-Beach, San Diego County, California
During 2026, the loan limit for conventional loans in Imperial-Beach, San Diego County, CA, is listed at $879,750, whereas the FHA maximum is $879,750 for a single-family home.
With the Lendersa® Conventional loan calculator, you can contrast the best rates of Conventional, FHA, and USDA loans available today. Determine required income, credit, reserves, and documents for qualification. Use our calculator to compare Conforming, USDA, FHA, and VA loans side by side, aiding your decision on the best program in CA for your financial needs.
2026 Loan Limits and Downpayment Requirements in Imperial-Beach, San Diego County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$879,750
3%
USDA
$615,000
0%
FHA
$879,750
3.5%
This table applies to the following zip codes: 92154
Conventional and FHA Loans in Imperial-Beach, CA
The Lendersa® mission is to secure the best Conventional, USDA, or FHA offerings swiftly and easily. Choose from three methods to find matching lenders and programs.
We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.
Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Lends in California
Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Lends in California
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. We help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country
2220 Otay Lakes Road, Suite 502-708, Chula Vista, CA, 91914
Lends in California
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Cornerstone Commercial Mortgage specializes in commercial real estate finance. We act as mortgage consultants, not simply mortgage brokers, focusing on providing the appropriate financing solutions for each deal and each client. We manage every detail of the loan process from start to finish in a way that's effortless
823 Anchorage Place, Suite 9, Chula Vista, CA, 91914
Lends in California
YourMortgageBlog.com is owned and operated by Marshall-Ryckes, Inc. DBA Sidwell Mortgage Company and Sidwell Funding Group, a San Diego based California Mortgage Brokerage. For decades a 20% down payment was the prevailing standard in the U.S. mortgage industry. The 20% down payment served a twofold purpose.
