FHA VS Conventional loan programs in Imperial-Beach, San Diego County, California

In 2025, Convetional loan limit in Imperial-Beach, county of San Diego, CA is $879,750 while FHA limit is $879,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Imperial-Beach, county of San Diego, CA

Loan Type Loan Limit Down payment
Conventional Conforming $879,750 3%
USDA $615,000 0%
FHA $879,750 3.5%

The comparison table applies to zip codes: 92154, 91932, 91933

Conventional and FHA loan options in Imperial-Beach, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • American Mortgage Group, LLC
  • 1414 Gray Fox Lane, Spring Hill, TN, 37174
  • American Mortgage Group, LLC is family-owned and operated right here in Spring Hill, TN. Since our company opened its doors in 2005, Richard Mitchell and associates have treated every customer like they were a part of our family. American Mortgage Group is committed to helping you find the right home loan mortgage product for your needs.
  • Gold Coast Bank
  • 1165 N. Clark Street, Suite 200, Chicago, IL, 60610
  • We are focused on the safety of our employees and customers and ensuring business continuity. This effort also includes ensuring that critical functions continue in the event of any disruption, with policies, people and processes aligned to provide continuous service. We are not starting from scratch on these plans.
  • MFS Mortgage Service Inc.
  • 1704 W Foster Avenue, Chicago, IL, 60640
  • We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
  • Molitor Financial Group
  • 5412 N. Clark Street #223, Chicago, IL, 60640
  • Molitor Financial Group was created in 2005. We are a boutique lending firm which allows us the ability to focus all of our resources on you, the client. We are able to offer you the lending power of large corporate banks without treating you like you are just another borrower. We take the time to get to know you as a person.
  • Illiana Financial Credit Union
  • 1600 Huntington Drive, Calumet City, IL, 60409
  • Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.
  • First Savings Bank of Hagewisch
  • 13220 S. Baltimore Avenue, Chicago, IL, 60633
  • Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.
  • Amalgamated Bank of Chicago Chicago
  • 30 N. LaSalle, Chicago, IL, 60602
  • Amalgamated Bank of Chicago is your trusted banking partner. We meet a wide variety of commercial and consumer banking needs with a full range of products and services - including loans, checking and savings accounts, credit cards, cash management and trust services. For nearly 100 years, we have fostered deep ties to our customers
  • Burling Bank
  • 141 West Jackson Boulevard, Chicago, IL, 60604
  • Burling Bank is a full-service, privately owned retail bank located in the heart of Chicago’s financial district. Burling Bank was founded on the desire to provide a higher level of personalized customer service & to treat all clients with discretion & respect. We offer a full suite of banking products & services to meet the deposit & credit needs.
  • U.S. Employees Credit Union
  • 230 S Dearborn Street, Suite 2962, Chicago, IL, 60604
  • USECU is member-owned, and not run by stockholders. Credit unions are not-for-profit organizations; therefore, we are able to pay higher dividends on deposit accounts, charge lower fees, and offer lower rates on loans. U.S. Employees Credit Union has been helping people achieve financial success since 1953.
  • Maroon Financial Credit Union
  • 5525 S Ellis Avenue, Suite C, Chicago, IL, 60637
  • In 1957, a group of faculty and administration staff at the University of Chicago saw the need to create a financial institution focused on providing a source of credit at reasonable rates and promoting thrift within the University Community. That original idea is the foundation for the company that would become Maroon Financial Credit Union.
  • Wintrust Bank, National Association
  • 231 S LaSalle St, Chicago, IL, 60604
  • Wintrust Bank offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts. We believe a bank should be a true asset the a
  • Chicago Municipal Employees Credit Union
  • 18 South Michigan Avenue, Suite 1000, Chicago, IL, 60603
  • Chicago Municipal Employees Credit Union, the oldest active credit union in the State of Illinois, offers our members over 90 years of financial strength. Our roots go back to the early 1920s — a tough time in Chicago to make ends meet, even if you had a good job as a city employee.