FHA VS Conventional loan in Citrus-Heights, Sacramento County, California
As of 2026, the conventional loan limit for a single-family home in Citrus-Heights, which lies in the county of Sacramento, CA, is $675,050. Meanwhile, the FHA loan cap is set at $675,050.
The Lendersa® Conventional loan calculator allows you to compare the current best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for eligibility. With this advanced tool, see Conforming Conventional loans, USDA, FHA, and VA side by side to decide which loan program in CA suits your financial needs best.
Loan limits and downpayment requirements for 2026 in Citrus-Heights, county of Sacramento, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
This table applies to the following zip codes: 95621, 95610, 95611
Consider Conventional and FHA loan options in Citrus-Heights, CA
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