FHA VS Conventional loan in Fair-Oaks, Sacramento County, California
In 2025, the Conventional loan limit for a single-family home in Fair-Oaks, located in Sacramento county, CA, stands at $675,050. Meanwhile, the FHA limit is $675,050. This year's figures are significant for planning your real estate decisions.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's most competitive rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit scores, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding the best program for your specific financial circumstances in CA.
2025 Loan Limits and Down Payment Requirements in Fair-Oaks, Sacramento, CA
Loan Type
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
This comparison table is relevant to the following zip codes: 95628
Exploring Conventional and FHA Loan Options in Fair-Oaks, CA
The mission of Lendersa® is to seamlessly connect you with the most suitable Conventional, USDA, or FHA loan quickly and without any hassle. Begin by choosing one of three initial pathways that will guide you to match with lenders and the right loan programs.
5145 South Airport Road, Suite 300, Roy, UT, 84067
We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA
268 South State Street, Suite 300, Salt Lake City, UT, 84111
Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
111 S. Main St, Suite 1600, Salt Lake City, UT, 84111
Bonneville Multifamily Capital has been a division of Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, since 2003. Since 1975 BREC has originated in excess of $6 billion in interim and long-term loans and sales on real property across the United States.
299 South Main Street, Suite 1300, Salt Lake City, UT, 84111
CPA Mortgage Services is a Mortgage brokerage firm created by a life long tax accountant. With over 26 years in the lending industry, along with a unique skill set in accounting, we are able to find the most suitable mortgage products for each client as they go through the mortgage process.
220 South 200 East, Suite 200, Salt Lake City, UT, 84111
Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab
111 East Broadway Suite 390, Salt Lake City, UT, 84111
Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.
Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.
