FHA VS Conventional loan in Fair-Oaks, Sacramento County, California
In 2025, Convetional loan limit in Fair-Oaks, county of Sacramento, CA is $675,050 while FHA limit is $675,050 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.
2025 loan limits and downpayment requirments in Fair-Oaks, county of Sacramento, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
The comparison table applies to zip codes: 95628
Conventional and FHA loan options in Fair-Oaks, CA
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.
At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
"Since 1995, with our over 100 years of combined mortgage lending & real estate experience,
Macro Financial Group has originated thousands of home loans for the residents of Colorado.
In an ever-changing industry we pride ourselves on having the experience, education and relationships
to walk you comfortably through the entire proce
Built on a foundation of trust and integrity, we are a one-stop-shop for all your mortgage needs. Whether you're new to mortgages or have experience, we are confident we can provide competitive loan options tailored to your meet your goals! We will achieve this by providing a wide variety of home loan products to you that are structured to fit
7550 West Yale Avenue, Suite B206, Denver, CO, 80227
BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227
"Ruby Rose Investments dba Ruby Rose Loans and Processing was formed
with the intention of helping others build security in real estate. At the time
I started my own company in 2004 I had been doing residential real estate for five years and
was advised to form my own company."
3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227
The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a
