FHA VS Conventional loan programs in Williams, Colusa County, California

In 2026, the Conventional loan limit for a single-family home in Williams, Colusa county, within CA is $726,200. At the same time, the FHA loan limit for such a home is $472,030.

With Lendersa®, you can utilize the Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans available today. Determine what your income, credit, reserves, and required documents should look like for qualification purposes. Our cutting-edge mortgage calculator enables side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in selecting the program most suited to your financial scenario in CA.

Review loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Williams, Colusa, CA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $372,700 0%
FHA $472,030 3.5%

This comparison is applicable for the following zip codes: 95987

Exploring Options for Conventional and FHA Loans in Williams, CA

The aim of Lendersa® is to rapidly connect you with suitable Conventional, USDA, or FHA loans, without the hassle. Choose one of the three starting paths available, each leading you to compatible lenders and loan plans tailored to your needs.

Explore results of USDA loan requests and matching through Lendersa


Williams Lenders

  • Valley Mortgage Company
  • 1445 Butte House Road, Suite I, Yuba City, CA, 95993
  • Lends in California
  • Virtual Mortgage Company is premier residential mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property,

  • Yolo Federal Credit Union
  • 266 W. Main Street, Woodland, CA, 95695
  • Lends in California
  • Yolo Federal Credit Union is dedicated to serving the banking needs of our members, their families, and everyone living, working or attending school in Yolo County. It is our mission to help members achieve financial success and build wealth and we achieve that mission by hiring and retaining the best talent in the industry.

  • Sutter Buttes Real Estate
  • 444 Colusa Avenue, Suite B, Yuba City, CA, 95991
  • Lends in California
  • Sutter Buttes Real Estate is a boutique brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience and customer service skills that will prove valuable to both buyers and sellers.brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience

  • Silverado Credit Union
  • 1 Angwin Plaza, Angwin, CA, 94508
  • Lends in California
  • Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members.

    Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa

  • Cal Green Lending Inc
  • 118 Howel Mountain Road, Angwin, CA, 94508
  • Lends in California
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.

  • Mortgage Solutions, Inc
  • 1775 Lincoln Avenue, Napa, CA, 94558
  • Lends in California
  • At Mortgage Solutions, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Napa Valley Lending
  • 5230 Country Lane, Napa, CA, 94558
  • Lends in California
  • Our company is based on the belief that our customers’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals.We would welcome the opportunity to earn your trust & deliver you the best service in the industry, honestly, ethically.

  • Icon Capital Group, Inc.
  • 3449 Crestview Way, Napa, CA, 94558
  • Lends in California
  • Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.

  • Mitchell Mortgage
  • 1737 Hoffman Street, Woodland, CA, 95776
  • Lends in California
  • Mitchell Mortgage has been serving the home loan needs of our clients in Napa, California for over 24 years. In addition to the beautiful Napa Valley, we are now also located in the lovely communities of Davis and Woodland, California to better serve the residents of Yolo County and the Sacramento region.

  • Bankers Lending Group
  • 231 G street, Suite 8, Davis, CA, 95616
  • Lends in California
  • At Bankers Lending Group you can Bank on our commitment to you and the community. Through our resources, experience and knowledge of lending we give it our all to make loans fund. With over 42 years of combined experience we have helped thousands achieve the American dream!

    We love to give back to the community that gives us so much