Explore the differences! FHA VS Conventional loan programs in Desert-Edge, Riverside County, California

In the year 2025, the maximum Conventional loan amount in Desert-Edge, located in the county of Riverside, CA, is set at $647,200. For FHA loans, the limit for purchasing a single-family home is $562,350.

Explore the Lendersa® Conventional loan calculator to evaluate and compare the best available rates for Conventional, FHA, and USDA loans. Discover detailed insights into the income, credit history, reserves, and documentation required for eligibility. With our sophisticated mortgage calculator, compare side-by-side the Conforming Conventional loans, USDA, FHA, and VA loans, assisting you in making the most informed decision about which program suits your financial situation best in CA.

Explore loan options from over a hundred lenders

Loan Limits and Down Payment Requirements in Desert-Edge, County of Riverside, CA, 2025

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The comparison is relevant for these zip codes: 92241

A Range of Conventional and FHA Loan Options in Desert-Edge, CA

Lendersa® is committed to providing you with the quickest and simplest access to optimal Conventional, USDA, or FHA loan options. Begin by selecting any one of three starting points that facilitate matching you with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • The Home Loan Advisor
  • 1605 W Olympic Blvd, Los Angeles, CA, 90015
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gold Miners Investments Inc
  • 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
  • Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.
  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Real Estate Plus +
  • 701 N. Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • We believe in becoming a responsible corporate business partner while providing sellers, buyers, and corporate clients our services with efficiency, technology, and communication. Assuring all clientele that our knowledge and integrity can be trusted to receive the expected results for success.
  • Carbarr Funding
  • 701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.
  • Molina Financial Services Inc.
  • 1382 W. Sunset Boulevard, Los Angeles, CA, 90026
  • Molina Financial Services specializes in helping our clients reach their Real Estate Financing objectives. We have helped countless families purchase their first home by matching their personal financial goals with the best loan programs. We have also helped countless investors finance their real estate investment projects
  • Hillcrest Lending Inc.
  • 5333 W San Fernando Rd, Los Angeles, CA, 90039
  • At Hillcrest Lending Inc., we offer loans for all types of properties whether it may be commercial or residential. Rates and loan terms will vary between the two properties to ensure the best loan available for our borrowers. Hillcrest Loans, Inc. has strived to provide borrowers throughout Southern California with exceptional loan terms.
  • Northrop Grumman Federal Credit Union
  • 879 West 190th Street, Gardena, CA, 90248
  • We deliver value to our members. Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership. Set yourself up for success