In 2026, the conventional loan limit in Desert-Palms, within Riverside, CA, is $647,200. The FHA limit for a single-family home is $562,350.
To compare today's best rates for Conventional, FHA, and USDA options, use the Lendersa® Conventional loan calculator. Discover what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator gives you a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to help determine the ideal program for your financial situation in CA.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $381,800 | 0% |
| FHA | $562,350 | 3.5% |
This table applies to the following zip codes: 92211
Lendersa® aims to provide the best Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of three starting points to find suitable lenders and loan programs.
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