FHA VS Conventional loan in Indio, Riverside County, California

In 2026, the conventional loan limit for a single-family home in Indio, located in Riverside county of CA, is $726,200. Meanwhile, the FHA loan limit is $644,000.

Use the Lendersa® Conventional loan calculator to easily compare the current best rates for Conventional, FHA, and USDA loans. Our advanced tool helps you determine the income, credit, reserves, and documentation required to qualify. By showing Conforming, USDA, FHA, and VA loan options side by side, it aids in finding the best program for your financial scenario in CA.

Examine offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Indio, Riverside, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This table pertains to the following zip codes: 92241

Explore Conventional and FHA Loans in Indio, CA

The aim of Lendersa® is to provide the most suitable Conventional, USDA, or FHA loans quickly and efficiently. Choose from three starting points that aid in matching with appropriate lenders and loan programs.

Lendersa USDA loan request and outcome


Indio Lenders

  • Infinity Home Loans Group
  • 77770 Country Club Drive, Suite A, Palm Desert, CA, 92211
  • Lends in California
  • Infinity Home Loans Group as well as a life time resident of the Coachella Valley, you can rely on me and my broad network of resources to make a REAL difference in your home buying process. Because of my 17 years of experience and the knowledgeable mortgage team that stands behind me, I'm an expert at connecting my customers to mortgage solutions.

  • Ronald Christopher and Associates Inc
  • 77734 Country Club Drive, Suite L2, Palm Desert, CA, 92211
  • Lends in California
  • Ronald Christopher & Associates is a boutique Real Estate & Mortgage office that was established in 2013, Veteran owned & operated by Ron & Tina Saporito. Meeting within the business many years ago, Ron & Tina discovered they both had the same drive & passion for the real estate & mortgage industry but wanted to offer their clients a more enhanced,

  • Power 1 Financial
  • 77570 Springfield Lane, Suite M, Palm Desert, CA, 92211
  • Lends in California
  • At Power 1 Financial has 20+ years of experience in the mortgage industry. As a Mortgage Broker we can offer many types of loan programs through a variety of lenders. Banks and Mortgage Bankers are only able to offer limited in-house loan programs. Our number one priority is focusing on making customers for life!

  • Boiko Mortgage Company
  • 42280 Beacon Hill, Suite D-3, Palm Desert, CA, 92211
  • Lends in California
  • BMC help you with all of your residential lending needs. Whether your goal is to finance your new home or business or Refinance an existing residential property, BMC is the only stop you need to make. A dedicated and committed mortgage and loan professional, Ira Boiko has the knowledge and experience to help you through the loan process.

  • Vanmar Lending
  • 77824 Wildcat Drive, Palm Desert, CA, 92211
  • Lends in California
  • "Vanmar Lending was founded in 2012 by Kristen (Vance) Martinez and Carlos Martinez. It is a full-service mortgage lending company offering FHA, VA, USDA, Conventional and Jumbo loan programs.



    The team’s mission and commitment is its dedication to facilitating the dream of home ownership by providing Five-Star Service."

  • Axios Properties, Inc.
  • 44715 Via Alondra, La Quinta, CA, 92270
  • Lends in California
  • With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.

  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • Lends in California
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.

  • Pacific Mortgage Exchange, Inc.
  • 73241 Hwy 111, Palm Desert, CA, 92260
  • Lends in California
  • Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.

  • Nationwide Fair Lending
  • 73255 El Paseo, Suite 12, Palm Desert, CA, 92260
  • Lends in California
  • Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.

  • Premier Realty Group Inc
  • 83135 Requa Ave, Suite 3, Indio, CA, 92201
  • Lends in California
  • Lorenzo Rivera has over 14 years of experience in the Real Estate market. He is a licensed Realtor and Mortgage Originator, with experience that spans across the state of California. Lorenzo strives to build a meaningful relationship with every client, ensuring that everyone has a pleasant experience throughout the buying or selling process.