FHA VS Conventional loan in Indio, Riverside County, California

In 2025, the conventional loan limit for a single-family home in Indio, located in Riverside county of CA, is $726,200. Meanwhile, the FHA loan limit is $644,000.

Use the Lendersa® Conventional loan calculator to easily compare the current best rates for Conventional, FHA, and USDA loans. Our advanced tool helps you determine the income, credit, reserves, and documentation required to qualify. By showing Conforming, USDA, FHA, and VA loan options side by side, it aids in finding the best program for your financial scenario in CA.

Examine offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Indio, Riverside, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This table pertains to the following zip codes: 92241, 92201, 92203

Explore Conventional and FHA Loans in Indio, CA

The aim of Lendersa® is to provide the most suitable Conventional, USDA, or FHA loans quickly and efficiently. Choose from three starting points that aid in matching with appropriate lenders and loan programs.

Lendersa USDA loan request and outcome


  • OnY Glo, Inc., Las Vegas, NV Branch
  • 6 Hutton Centre Drive, Suite 1030, Santa Ana, CA, 92707
  • LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster.
  • Lendprise Home Loans & Real Estate
  • 333 City Boulevard West, Suite 1700, Orange, CA, 92868
  • LENDPRISE is an independent mortgage company partnered with wholesale lenders offering speed & competitive pricing to our clients.We have set a very high standard in the mortgage & real estate industry.We are committed to quality customer service.. Our team will work continuously on your behalf to help you achieve your financial goals.
  • Taurus Mortgage Corporation
  • 333 City Boulevard West, 17th Floor, Orange, CA, 92868
  • Taurus Mortgage Corporation is partnered with all the major banks and lending institutions in the nation. This allows us to offer our clients the smartest approach to home ownership. With just one call to us, our clients have access to every loan program currently available and at the lowest rates.
  • Front Door Funding
  • 402 West Stevens Avenue, Apartment D, Santa Ana, CA, 92707
  • "In 2013, I started Front Door Funding so that I could provide a better service to my existing mortgage clients and to enjoy the freedom of owning my own business. By taking direct control over loan processing, I have been able to provide immediate and accurate closing estimates for my customers and their Real Estate Agents."
  • Direct Bank Rate
  • 1100 Town & Country Road, Suite 1250, Orange, CA, 92868
  • At Direct Bank Rate. We are a full service mortgage company based in Orange, California. We specialize in FHA, VA, First Time Home Buyer, in Orange. We also serve the surrounding cities in Orange County, LA County, San Diego, . Whether you are buying a home or refinancing in any of these zip codes: 92868, 92870, 92886, 92683, 92870, 92703,
  • HOME LOANS ON DEMAND
  • 878 North Main Street, Orange, CA, 92868
  • Home Loans On Demand we leave no stone unturned to provide our clients with the highest standard in customer service through the collective efforts of our entire team. Each team member plays a specific role in the overall success of each home transaction and provides you with the full support and strength.
  • Liberty One Funding
  • 2050 West Chapman Avenue, Suite 285, Orange, CA, 92868
  • Liberty One Funding is a mortgage company located in the city of Orange. We provide mortgage refinance and home purchase loan services. With a combined 30 years of experience in the mortgage industry, you can be rest assured you are in good hands. We take pride in our service and obtaining loans for home Purchases, Refinancing and more.
  • Integrity Credit Corporation
  • 500 North State College Boulevard, Suite 1100, Orange, CA, 92868
  • Integrity Credit focus exclusively on financing for residential and commercial properties. Our company was birthed from the need to create a platform where every qualified consumer can be rest assured that they would receive educated solutions, superior customer service, prompt response, and HONEST advice from our qualified professionals.