Explore the differences! FHA VS Conventional loan programs in Durham, Butte County, California

In the year 2025, the limit for a conventional loan in Durham, within Butte county, CA, is set at $726,200. In comparison, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Understand the income, credit score, reserve funds, and documentation required to qualify. Our advanced mortgage calculator lets you compare these loans — including Conforming Conventional, USDA, FHA, and VA — side by side, assisting you in finding the most suitable program in CA for your financial goals.

Examine loan offers from a hundred different lenders

Loan limits and down payment requirements for 2025 in Durham, Butte county, CA

Loan Type Loan Limit Minimum Down payment
Conventional Conforming $726,200 3%
USDA $403,600 0%
FHA $472,030 3.5%

This table comparison applies to the following zip codes: 95965, 95928, 95938, 95958

Options for Conventional and FHA loans in Durham, CA

At Lendersa®, our mission is to secure the best possible Conventional, USDA, or FHA loan swiftly and without complication. Choose from three initial pathways to connect with suitable lenders and loan offers.

Results from USDA loan request and matching by Lendersa


  • CBM Mortgage, Inc
  • 912 Hometown Way, Front Royal, VA, 22630
  • CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
  • USNY Bank
  • 389 Hamilton St, Geneva, NY, 14456
  • USNY Bank is a bank with operations in one state. USNY Bank offers numerous mortgage programs including conventional, FHA and construction mortgages and also USNY Bank is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public The USNY Bank is located in Geneva with zip code of 14456
  • MCS Bank
  • 19 N Brown St, Lewistown, PA, 17044
  • MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy. Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
  • The Digital Mortgage Guy
  • 14309 NW 159th Place, Alachua, FL, 32615
  • I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers
  • Virginia National Bank
  • 222 E Main Sstreet, Charlottesville, VA, 22902
  • Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
  • All Credits Mortgage
  • 360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902
  • All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
  • 167th TFR Federal Credit Union
  • 1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
  • Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all. That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative