FHA VS Conventional loan programs in Durham, Butte County, California
In the year 2026, the limit for a conventional loan in Durham, within Butte county, CA, is set at $726,200. In comparison, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Understand the income, credit score, reserve funds, and documentation required to qualify. Our advanced mortgage calculator lets you compare these loans — including Conforming Conventional, USDA, FHA, and VA — side by side, assisting you in finding the most suitable program in CA for your financial goals.
Loan limits and down payment requirements for 2026 in Durham, Butte county, CA
Loan Type
Loan Limit
Minimum Down payment
Conventional Conforming
$726,200
3%
USDA
$403,600
0%
FHA
$472,030
3.5%
This table comparison applies to the following zip codes: 95965
Options for Conventional and FHA loans in Durham, CA
At Lendersa®, our mission is to secure the best possible Conventional, USDA, or FHA loan swiftly and without complication. Choose from three initial pathways to connect with suitable lenders and loan offers.
Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services.
There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,
Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.
IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
Lends in California
Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
At Golden Valley Bank we pride ourselves on delivering an experience unlike any other. Take our commitment to customers, staff and community - the foundation of true community banking. It's our passion to help businesses grow, help make dreams a reality and better our local economies.
Providing Low Rate, No Hassle Mortgages throughout Colorado, Texas, and California. Whether you need the mortgage to buy a home, or are looking to refinance for a better rate, or take some cash out of your property, Russell Street can help. We work with you to find the right program and secure low market rates to make sure you are paying.
Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.
Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..
Compass Appraisals For years, mortgage lenders and consumers have called upon our expertise to provide high-quality appraisals on all types of real estate in Butte, Glenn, and Counties. By continuously analyzing local real estate trends in Butte County and staying current on valuation techniques through accredited courses.
1445 Butte House Road, Suite I, Yuba City, CA, 95993
Lends in California
Virtual Mortgage Company is premier residential mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property,
