FHA VS Conventional loan programs in Durham, Butte County, California
In the year 2025, the limit for a conventional loan in Durham, within Butte county, CA, is set at $726,200. In comparison, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Understand the income, credit score, reserve funds, and documentation required to qualify. Our advanced mortgage calculator lets you compare these loans — including Conforming Conventional, USDA, FHA, and VA — side by side, assisting you in finding the most suitable program in CA for your financial goals.
Loan limits and down payment requirements for 2025 in Durham, Butte county, CA
Loan Type
Loan Limit
Minimum Down payment
Conventional Conforming
$726,200
3%
USDA
$403,600
0%
FHA
$472,030
3.5%
This table comparison applies to the following zip codes: 95965, 95928, 95938, 95958
Options for Conventional and FHA loans in Durham, CA
At Lendersa®, our mission is to secure the best possible Conventional, USDA, or FHA loan swiftly and without complication. Choose from three initial pathways to connect with suitable lenders and loan offers.
BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.
SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.
Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses
Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
230 S Buchanan St, Suite A, Edwardsville, IL, 62025
American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.
