FHA VS Conventional loan programs in 2025 for Oroville, Butte County, California

In 2025, Convetional loan limit in Oroville, county of Butte, CA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Oroville, county of Butte, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $403,600 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 95965, 95966, 95940

Conventional and FHA loan options in Oroville, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • GreenStreet Mortgage, LLC.
  • 4001 South 700 East, Suite 500, Millcreek, UT, 84107
  • GreenStreet Mortgage is founded on the principal of creating outstanding customer experience. We know the mortgage process can be daunting for many. With friendly and experienced loan professionals we create an experience catering to each individual, making the process fast, easy and smooth
  • Vintage Lending
  • 777 E 4500 S, Suite 220, Salt Lake City, UT, 84107
  • Vintage Lending providing clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
  • RoBUS Finance LLC
  • 5295 S Commerce Dr, Suite 205, Salt Lake City, UT, 84107
  • RoBUS Mortgage is a direct lender and a broker currently licensed in 10 states with more on the way. We are averaging close to 12 days from application to clear to close on conventional loans in most states. We don't have much overhead and pass that on to our clients in the form low pricing.
  • Utah Mortgage Loan Corp
  • 488 East 6400 South, Suite 300, Salt Lake City, UT, 84107
  • Utah Mortgage Loan Corporation is the oldest non-bank mortgage lender in the state of Utah, offering the full array of mortgage products available in the marketplace today. We are locally owned and operated by local Utah residents who are seasoned professionals, driven by their desire to help Utah homeowners.
  • Christian Roberts Mortgage
  • 512 E Winchester, Murray, UT, 84107
  • Our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Quick VA Loans
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.
  • Loans Can Be FUN
  • 2355 S 1900 W, Suite B West, Haven, UT, 84401
  • Making Mortgages FUN, one home at a time! Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy. It is my job to help you through this process and make it as stress-free as possible.
  • Bank of Utah
  • 2605 Washington Blvd, Ogden, UT, 84401
  • Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.