FHA VS Conventional loan programs in 2025 for Oroville, Butte County, California
During 2025, the conventional loan ceiling for Oroville, located in Butte county, CA, is $726,200. For FHA loans pertaining to single-family homes, the limit is $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate the best current rates among Conventional, FHA, and USDA loans. Discover the requirements for income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to see side-by-side evaluations of Conforming Conventional loans, USDA, FHA, and VA, assisting in determining the most suitable program in CA for your financial situation.
2025 Loan Limits and Downpayment Requirements in Oroville, Butte County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$403,600
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 95965, 95966, 95940
Conventional and FHA Loan Opportunities in Oroville, CA
With Lendersa®, the aim is to secure the best possible Conventional, USDA, or FHA loan with speed and efficiency. Begin with one of three pathways leading to matching lenders and loan programs tailored to your needs.
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