FHA VS Conventional loan in South-Oroville, Butte County, California

In 2025, the Conventional loan limit in South-Oroville, located in Butte county, CA, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans, helping you determine needed income, credit, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, aiding you in finding the best program for your finances in CA.

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Loan Limits and Down Payment Requirements in South-Oroville, Butte, CA for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $403,600 0%
FHA $420,680 3.5%

This table applies to the zip codes: 95966

Conventional and FHA Loan Possibilities in South-Oroville, CA

Lendersa® aims to quickly and seamlessly provide you with the best Conventional, USDA, or FHA loan. Choose one of three starting options to connect with lenders and suitable loan programs.

Lendersa USDA loan request matching results


  • California Financial Center
  • 3200 East Guasti Road, Ontario, CA, 91761
  • California real estate and mortgage industries since 2001 and have successfully helped 100s of clients buy & finance their homes. Since the crash of the real estate market at the end of 2006 we've also had to adapt to the changing market helping many people successfully short sell their homes to avoid foreclosure
  • LowRates.com
  • 6131 Orangethorpe Avenue, Suite 500, Buena Park, CA, 90620
  • LowRates, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our Loan Officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry to offer some of the fastest turn time
  • Sun West Mortgage Company, Inc.
  • 6131 Orangethorpe Ave, Suite 500, Buena Park, CA, 90620
  • Sun West, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speed. Our focus on technology has given us an edge in the mortgage industry.
  • Semper Financial
  • 6067 Belle Avenue, Buena Park, CA, 90620
  • At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Belay Mortgage Group Inc
  • 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
  • "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage. Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549
  • RiverGold Financial Services Inc
  • 1501 N. Harbor Blvd, Suite 205, Fullerton, CA, 92832
  • At RiverGold Financial Services Inc. ​ We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet your individual requirements. We make the process of securing a mortgage simple
  • Laurus Mortgage
  • 823 North Harbor Boulevard, Fullerton, CA, 92832
  • Laurus Mortgage offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage refinancing or a home-equity loan, We are your best source .The most simplest application process so you save time securing your loan. and advice and guidance at every stage of your loan process.
  • Millenia Real Estate & Home Mortgage
  • 137 W Chapman Ave, Unit B, Fullerton, CA, 92832
  • "Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a Real Estate Transaction."
  • Horizontal Mortgage Lending
  • 1129 Mira Mar, Suite 301, Long Beach, CA, 90804
  • Horizontal Mortgage Lending has helped many borrowers finance their dream homes and we can help you too. Whether it be a Refinance, Purchase, Reverse Mortgage, Conventional Home Loans, FHA, VA, or Specialty Programs for First Time Buyers we can find you the best mortgage loan you've come to the right place.
  • Lighthouse Capital Group
  • 4433 E Anaheim Street, Unit A, Long Beach, CA, 90804
  • Lighthouse Capital Group is a full-service “One-Stop-Shop” lender that offers exceptional personal quality mortgage lending services throughout California for over 30 years.LCG has established a reputation as an honest, trustworthy, experienced & solutions driven lending choice for individual & small business clients as well as institutional banks.