Explore the differences! FHA VS Conventional loan programs in Sierra-Madre, Los Angeles County, California

In 2025, Convetional loan limit in Sierra-Madre, county of Los Angeles, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Sierra-Madre, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 91024, 91025

Conventional and FHA loan options in Sierra-Madre, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Westside Mortgage Group
  • 569 University Avenue, Los Gatos, CA, 95032
  • Westside Mortgage is a boutique mortgage brokerage located in Los Gatos, California. The company was founded by Eric Cutting in 1994, and has originated and closed over 1.5 Billion in mortgage loans. The business relies solely on referrals from prior clients, and specializes in Purchase, Refinance, Equity and Private Lending.
  • Victoria Capital Mortgage
  • 455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
  • Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.
  • Saratoga Capital Inc
  • 485 Alberto Way, Suite 200, Los Gatos, CA, 95032
  • Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.
  • Financial Horizons Credit Union
  • 895 E Street, Hawthorne, NV, 89415
  • We've been community leaders since 1947. Our original mission was to serve individuals affiliated with the Naval Ammunition Depot in Hawthorne. Since then, we've expanded to serve residents of several rural Nevada counties. We're proud of our growth. And proud that you trust us with your financial health.
  • Golden Century Financial Services
  • 2185 Glenkirk Drive, San Jose, CA, 95124
  • Golden Century Financial Services As a broker and owner of the Golden Century Financial, Sam Kahlil helps clients save 15 years or more on their mortgages – amounting to tens of thousands of dollars saved on interest! Sam is up-to-date on all financial training and continuing education courses required by the industry
  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
  • Castle Home Loans
  • 2230 Quimby Road, San Jose, CA, 95122
  • At Castle Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • VS Financial Services, Inc.
  • 1111 Story Road, Suite 1100, San Jose, CA, 95122
  • VS Realty & Loans, Inc. was formerly known as ST Real Estate and Financial Services Inc. located in the Grand Century Mall on Story Road in San Jose. In the past, ST Real Estate and Financial Services Inc. was the only real estate brokerage allowed to operate in the mall. The company was proud and was prideful in the tremendous opportunity.
  • Excite Credit Union
  • 265 Curtner Ave, San Jose, CA, 95125
  • Excite is a relatable, jean-wearing, never-boring, highly-caffeinated credit union. We’re made up of smart, friendly people who feel it’s our responsibility to take care of the neighborhoods we live in. And we want to give everyone the chance to build a financially stronger future – because together is the only way to step up to better.
  • The Property Network, Inc.
  • 1342 Lincoln Avenue, San Jose, CA, 95125
  • The Property Network is a company made up with professionals who provide customers with a complete solution to purchasing, selling and refinancing a home. With a comprehensive approach to customer service, The Property Network makes the client transaction a positive and enjoyable experience.