FHA VS Conventional loan programs in El-Cajon, San Diego County, California

In 2025, Convetional loan limit in El-Cajon, county of San Diego, CA is $879,750 while FHA limit is $879,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in El-Cajon, county of San Diego, CA

Loan Type Loan Limit Down payment
Conventional Conforming $879,750 3%
USDA $615,000 0%
FHA $879,750 3.5%

The comparison table applies to zip codes: 92020, 92021, 92019

Conventional and FHA loan options in El-Cajon, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Professional Mortgage Group Inc
  • 5369 North Nob Hill Road, Sunrise, FL, 33351
  • Professional Mortgage Group, Inc. is a Florida for profit corporation based in Sunrise. They registered with the Florida Department of State's Division of Corporations on Nov 20, 2008. Whether you prefer to do business online or meet a live person, we will provide you a custom tailored loan to fit your financing needs.
  • International Mortgage & Finance Group Inc
  • 4300 North University Drive, Suite A-107, Lauderhill, FL, 33351
  • For over twenty years, we have provided hope, assurance, and quality service to clients who have been rejected by other brokers, lenders and banks. Our staff is made up of mortgage experts who provide the best service available. Licensed in the state of Florida and based in Lauderhill, International Mortgage & Finance Group serves clients
  • My Land Mortgage LLC
  • 4577 Nob Hill Road, Suite 204, Fort Lauderdale, FL, 33351
  • At My Land Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Power Financial Credit Union
  • 2020 NW 150th Ave, Suite 100, Pembroke Pines, FL, 33028
  • Power Financial Credit Union is committed to helping guide its members to better financial lives today and for generations to come. Power Financial Credit Union helps members achieve financial freedom by combining free financial education resources with a superior experience, and personalized banking solutions.
  • Acosta Home Loans Team
  • 2000 NW 150th Ave, Pembroke Pines, FL, 33028
  • Acosta Home Loans specializes in making the home buying / refinancing process simple. Although qualifying can be confusing and demanding, we make it easy through an upfront consultation and clear communication. and Andrew Joseph Acosta covering FHA, VA, USDA, and Conventional loans in South Florida. During my years of experience.
  • USA Funding Mortgage Group Inc
  • 1961 Northwest 150th Avenue, Suite 205, Pembroke Pines, FL, 33028
  • USA Funding Mortgage Group, Inc., located in Pembroke Pines, Florida, was established in 2006 and specializes in the real estate market and financing at the residential and commercial level. Our management team has over fifty years of combined mortgage industry experience and has partnered with licensed independent loan
  • Greenhome Mortgage Group LLC
  • 1806 North Flamingo Road, Suite 435, Pembroke Pines, FL, 33028
  • Our Mission is to create lasting memories of achievement and strategies for wealth building with the sole intent of leaving a legacy for our families and yours. Our team has DECADES of experience in Loan Originating, Mortgage Processing, and Underwriting which gives us a unique understanding
  • Florida Choice Mortgage Corp
  • 2250 Northwest 136th Avenue, Suite 100B, Pembroke Pines, FL, 33028
  • At Florida Choice Mortgage Corp., we are committed to communicating with our clients in a professional manner and protecting your confidential information. We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to share information about our products/services.
  • Citizens & Northern Bank
  • PO Box 58, Wellsboro, PA, 16901
  • 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
  • Leader Mortgage Services
  • 12555 Orange Dr., Fort Lauderdale, FL, 33330
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • LOANPRO
  • 4875 Volunteer Road, Fort Lauderdale, FL, 33330
  • LoanPro365 is dedicated to you and our realtors to provide quick closings and problem resolution. We are closing over 98% of all loans that we pre-approve. We’ve been around for over 15 years with experience with first time home buyers to seasoned investors. Our job is simple, close the deal with the best terms possible, as fast as possible.