FHA VS Conventional loan programs in El-Sobrante, Riverside County, California

For the year 2025, the conventional loan cap in El-Sobrante, located in the county of Riverside, CA is $647,200, whereas the FHA limit for a single-family residence is $562,350.

Leverage the Lendersa® Conventional Loan Calculator to pit today's top Conventional, FHA, and USDA rates against one another, and to identify the necessary income, credit, reserves, and documents needed for qualification. With our advanced mortgage tool, you can evaluate Conforming Conventional loans, USDA, FHA, and VA side by side to determine the most suitable program for your specific financial situation in CA.

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2025 Loan Limits and Down Payment Requirements in El-Sobrante, Riverside County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This table is applicable to the zip codes: 92503

Overview of Conventional and FHA Loan Options in El-Sobrante, CA

The aim of Lendersa® is to swiftly and seamlessly connect you with the ideal Conventional, USDA, or FHA loan. Start by choosing one of three initial paths that will lead to matching lenders with suitable loan programs.

Lendersa USDA loan request and matching results


  • UK Federal Credit Union
  • 1730 Alysheba Way, Lexington, KY, 40509
  • UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.
  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned
  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.
  • CBGC Mortgage Kentucky
  • 2333 Alexandria Drive, Lexington, KY, 40509
  • CBGC LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
  • Pro Mortgages LLC
  • 153 Prosperous Place, Suite 2B, Lexington, KY, 40509
  • At Pro Mortgages LLC You can trust us to find the loan program that’s best for you. When you decide to buy a home or refinance a mortgage, it’s a big step. Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else,
  • MSI Lending of Lexington
  • 3270 Blazer Parkway, Suite 202, Lexington, KY, 40509
  • At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Friend Bank
  • 220 East Lawrence Harris Highway, Slocomb, AL, 36375
  • Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.
  • First National Bank in New Bremen
  • 435 S. Washington Street, New Bremen, OH, 45869
  • First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.