FHA VS Conventional loan in Riverside, Riverside County, California

In 2025, the borrowing limit for Conventional loans in Riverside, found in the county of Riverside, CA, is set at $726,200, whereas the FHA limit for a single-family dwelling is $644,000.

Utilize Lendersa® Conventional loan calculator to compare top-tier rates among Conventional, FHA, and USDA loans. Determine the requisite income, credit score, reserve funds, and necessary documentation for qualification. This advanced mortgage calculator offers a simultaneous view of Conforming Conventional, USDA, FHA, and VA loans, facilitating the decision on which program in CA best suits your financial profile.

Explore loan proposals from 100 lenders

Loan Caps and Down Payment Requirements for 2025 in Riverside, Riverside County, CA

Loan Category Loan Limit Initial Down Payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

This comparison is applicable to zip codes: 92508, 92503, 92501, 92505, 92504, 92507, 92506, 92502, 92513, 92514, 92516, 92517, 92521, 92522

Available Loan Choices: Conventional and FHA in Riverside, CA

The mission of Lendersa® is to swiftly and hassle-free connect you with the best available Conventional, USDA, or FHA loans. You can begin with any of the three outlined options, each leading to compatible lenders and financial solutions.

Discover results for USDA loan requests through Lendersa


  • InterWest Mortgage
  • 1275 E 17th St, Idaho Falls, ID, 83404
  • InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
  • Idaho First Mortgage
  • 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404
  • We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
  • Bank of Commerce
  • 3113 S 25th E, Idaho Falls, ID, 83406
  • The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana
  • Elemental Home Mortgage, LLC
  • 1612-2 NE Vine Street, Roseburg, OR, 97470
  • Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
  • Award Home Loans of Roseburg
  • 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
  • Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
  • American Home Lending
  • 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
  • American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
  • Cascade Community Credit Union
  • 1123 W Harvard Ave, Roseburg, OR, 97471
  • Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
  • Gregory M. Russell
  • 245 Carriage Lane, Roseburg, CA, 97471
  • We provide hard money financing throughout Idaho with our major lending centers of Boise, Caldwell, Meridian in the southwest, Twin Falls, Pocatello and Idaho Falls further east and Lewiston, Moscow and Coeur d' Alene in the north. We of course provide lending services to all the smaller cities and communities in the state.