Explore the differences! FHA VS Conventional loan programs in Riverside, Riverside County, California

In 2025, Convetional loan limit in Riverside, county of Riverside, CA is $726,200 while FHA limit is $644,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Riverside, county of Riverside, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $460,000 0%
FHA $644,000 3.5%

The comparison table applies to zip codes: 92508, 92503, 92501, 92505, 92504, 92507, 92506, 92502, 92513, 92514, 92516, 92517, 92521, 92522

Conventional and FHA loan options in Riverside, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Peoples State Bank
  • 1905 Stewart Ave, Wausau, WI, 54401
  • Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.
  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.
  • Farmers & Merchants Union Bank
  • 159 W James St, Columbus, WI, 53925
  • We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
  • First State Bank of Forrest
  • 133 East Krack Street, Forrest, IL, 61741
  • FSB of Forrest has been committed to the people, businesses & communities of Central Illinois. Since first days to the present, our motto is and has always been "a strong friend for your family," words we strive to live & work by every day. We offer our customers a welcoming, personalized experience from the time they step into one of our doors.
  • Imagine Home Lending of Central Wisconsin
  • 5424 US HWY-10, Suite C, Stevens Point, WI, 54482
  • Imagine Home Lending of Central Wisconsin was established with Chris Popp and co-owners Heidi Mancheski and Mark Kitowski in an effort to provide dedicated service to central Wisconsin homebuyers. Our licensed loan officers are dedicated to serving these communities by working hard to ensure the process of buying your dream home goes smoothly.
  • CIBM Bank
  • 2913 W. Kirby Ave, Champaign, IL, 61821
  • CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches
  • Avestar Credit Union
  • 125 W Madison Street, Waterloo, WI, 53594
  • Avestar Credit Union is committed to providing its members sound and dependable financial service. We will provide loans to the community in a prudent and sound manner in accordance with our written policy. Our members will receive a fair and competitive return on their investments while we maintain the financial stability of the credit union.
  • The First National Bank of Carmi
  • 201 E Main St, Carmi, IL, 62821
  • First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number.