Explore the differences! FHA VS Conventional loan programs in Home-Gardens, Riverside County, California

In 2025, the conventional loan limit in Home-Gardens, county of Riverside, CA is set at $647,200. Meanwhile, for a single-family home, the FHA limit is $562,350.

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Employ the Lendersa® Conventional Loan Calculator to pit today's top rates for Conventional, FHA, and USDA loans against each other. Analyze the required income, credit level, reserves, and documentation to qualify. Our sophisticated mortgage tool shows the Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the best program for your financial situation in CA.

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2025 Loan Limits and Down Payment Requirements in Home-Gardens, County of Riverside, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The table applies to zip codes: 92503, 92879

Conventional and FHA Loan Options in Home-Gardens, CA

Lendersa® is focused on connecting you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Initiate by choosing one of three starting points to find matching lenders and suitable loan programs.

  1. The ultimate request for optimizing Conventional/USDA/FHA loans
  2. Research Conventional, USDA, and FHA rates & terms initially
  3. Explore the most extensive database of Conventional lenders
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