FHA VS Conventional loan programs in 2025 for Fairfield, Solano County, California

In the year 2025, the Conventional loan limit for Fairfield, situated in the county of Solano, CA, stands at $726,200. Meanwhile, the FHA limit for single-family homes is set at $685,400.

Employ the Lendersa® Conventional loan calculator to review and compare today’s best rates among Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documents required for qualification. With this advanced mortgage calculator, you can evaluate Conforming Conventional, USDA, FHA, and VA loans side-by-side to determine which program in CA is optimal for your financial needs.

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Loan limits and down payment criteria for 2025 in Fairfield, county of Solano, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $491,200 0%
FHA $685,400 3.5%

This comparison table is applicable to the following zip codes: 94585, 94533, 94534, 94535

Options for Conventional and FHA loans in Fairfield, CA

Lendersa® aims to provide you the most suitable Conventional, USDA, or FHA loans promptly and without inconvenience. Choose from one of three starting points that lead to matched lenders and loan programs.

View results from Lendersa USDA loan request and matching


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