FHA VS Conventional loan programs in 2026 for Fairfield, Solano County, California

In the year 2026, the Conventional loan limit for Fairfield, situated in the county of Solano, CA, stands at $726,200. Meanwhile, the FHA limit for single-family homes is set at $685,400.

Employ the Lendersa® Conventional loan calculator to review and compare today’s best rates among Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documents required for qualification. With this advanced mortgage calculator, you can evaluate Conforming Conventional, USDA, FHA, and VA loans side-by-side to determine which program in CA is optimal for your financial needs.

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Loan limits and down payment criteria for 2026 in Fairfield, county of Solano, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $491,200 0%
FHA $685,400 3.5%

This comparison table is applicable to the following zip codes: 94585

Options for Conventional and FHA loans in Fairfield, CA

Lendersa® aims to provide you the most suitable Conventional, USDA, or FHA loans promptly and without inconvenience. Choose from one of three starting points that lead to matched lenders and loan programs.

View results from Lendersa USDA loan request and matching


  • Stormfield Capital, LLC
  • 79 South Benson Road, Suite 5, Fairfield, CT, 06824
  • BlueCay Capital LLC is a real estate finance firm specializing in directly originating bridge loans collateralized by commercial real estate. We pride ourselves in seeing the value in under-performing or under-valued real estate assets. BlueCay Capital works closely with brokers, borrowers, and investors to ensure secure and timely transactions.

  • Syntax Mortgage
  • 7452 SW 48th Street, Miami, FL, 33155
  • We at Syntax Mortgage, are completely independent mortgage brokers and our directory of lenders gives you all the options needed to purchase and/or refinace you home. Our goal is to provide access to various types of home loans with competitive interest rates. We get you into the right loan at a great price, fast.

  • SFRMC - Mortgage
  • 6485 Coral Way, Miami, FL, 33155
  • "At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan
    Federal Housing Administration (FHA) Loan"

  • BMS Corporation
  • 5820 Bird Road, Miami, FL, 33155
  • BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)

  • Edgewood Capital Advisors
  • 250 Pequot Ave, Southport, CT, 06890
  • Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.

  • Stormfield Capital
  • 200 Pequot Avenue, Southport, CT, 06890
  • Stormfield Capital Funding I, LLC is a direct lender specializing in providing short-term loans secured by commercial and residential investment real estate.

    As a result of Stormfield's experience and flexible capital pool, we are able to underwrite situations which present an urgent need for capital. Typical special situations may include qui

  • Pacific Mortgage Services Corp
  • 11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176
  • Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)

  • 1st Florida Mortgage Lending
  • 10689 North Kendall Drive, Suite 319, Miami, FL, 33176
  • 1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.

  • United Lending
  • 14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Xcellence Mortgage, INC
  • 10508 N Kendall Dr, Miami, FL, 33176
  • Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.