In 2026, the conventional loan limit in Bay-Point, Contra Costa County, CA, stands at $970,800, whereas the FHA limit is $970,800 for a single-family home.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see the Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in deciding which program in CA suits your financial situation best.
Compare offers from a set of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table is applicable to these zip codes: 94565
The mission of Lendersa® is to secure for you the optimal Conventional, USDA, or FHA loan quickly and without hassle. You can select one of three starting points that result in matching lenders with loan programs.
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