which one is better? Conventional or FHA Bay-Point, CA

In 2026, the conventional loan limit in Bay-Point, Contra Costa County, CA, stands at $970,800, whereas the FHA limit is $970,800 for a single-family home.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see the Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in deciding which program in CA suits your financial situation best.

Conventional and FHA Loan Options in Bay-Point, CA

The mission of Lendersa® is to secure for you the optimal Conventional, USDA, or FHA loan quickly and without hassle. You can select one of three starting points that result in matching lenders with loan programs.

Lendersa USDA loan request and matching results

Bay-Point Lenders
(925) 709-4375 Lender's profile and map Golden Castle Loans 646 Port Chicago Hwy, Suite 5391, Baypoint, CA, 94565 Lends in California The GCL Team is committed to providing clients with the highest quality loan origination services combined with the lowest interest rates and closing costs possible. Whether you are looking to buy your dream home or refinance, our experienced mortgage professionals are here to work with you one on one to ensure your success.
(925) 222-9105 Lender's profile and map 3C Mortgage Group 340 Cumberland Street, Suite C, Pittsburg, CA, 94565 Lends in California At 3C Mortgage Group. We are a full-service mortgage company based in Pittsburg, CA. We specialize in Refinance in Pittsburg, Concord, and Antioch. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in any of these zip codes: 94565, 94521, 94531,
(925) 287-9697 Lender's profile and map Acurus Home Loans 862 Deer Spring Circle, Concord, CA, 94521 Lends in California At Acurus Home Loans. We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA & manufactured homes throughout California. We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership
(925) 609-5000 Lender's profile and map Pacific Service Credit Union 3000 Clayton Road, Concord, CA, 94519 Lends in California Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.
(925) 500-8083 Lender's profile and map Primary Real Estate Services 2818 Clayton Road, Concord, CA, 94519 Lends in California Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 232-8101 Lender's profile and map Chevron Federal Credit Union 2300 Clayton Road, Suite 700, Concord, CA, 94520 Lends in California Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California
(888) 663-9350 Lender's profile and map CU Lending 4071 Port Chicago Hwy, Suite 125, Concord, CA, 94520 Lends in California CU Lending has the ability to fund high loan volumes and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender. This gives the Credit Union the ability to offer its membership the most competitive and beneficial loan products.
(800) 241-5263 Lender's profile and map Land Home Financial Services, Inc. 1355 Willow Way, Suite 250, Concord, CA, 94520 Lends in California Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.
(925) 771-5600 Lender's profile and map Diablo Valley Federal Credit Union 1051 A Detroit Avenue, Concord, CA, 94518 Lends in California Chartered in 1961, Diablo Valley Federal Credit Union is a financial cooperative which is owned and operated by its members. Anyone who lives, works, worships or attends school in central Contra Costa County is eligible to open an account. Your funds are insured up to $250,000 through NCUA, a government agency.
(510) 326-9676 Lender's profile and map Lone Tree Funding & Mortgage 3731 Sunset Lane, Suite 108, Antioch, CA, 94509 Lends in California We are a local mortgage brokerage firm with significant mortgage and financial experience comprised of both CPAs and Mortgage Professionals who have been in the mortgage business over 20 years. Catharine Dombrowski is the Mortgage Broker, who is also a CPA (Certified Public Accountant). Catharine founded Lone Tree Funding & Mortgage in 2002