FHA VS Conventional loan programs in Fontana, San Bernardino County, California

As of 2026, the Conventional loan limit in Fontana, located in the county of San Bernardino, CA, is positioned at $1,089,300. In comparison, the FHA limit for a single-family residence is stated as $1,089,300.

Employ the Lendersa® Conventional loan calculator to evaluate and compare the most competitive rates available for Conventional, FHA, and USDA loans. This tool also helps to identify the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can place side by side Conforming Conventional loans, USDA, FHA, and VA options, ensuring you choose the program that aligns best with your financial status in CA.

Review loan offers from a wide range of 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Fontana, San Bernardino County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies to the following zip codes: 92335

Explore Conventional and FHA Loan Options in Fontana, CA

The mission of Lendersa® is to swiftly and smoothly secure the finest Conventional, USDA, or FHA loans for you. Begin your journey by choosing one of three strategic starting points to find matching lenders and loan solutions that are perfect for your needs.

USDA loan request matches via Lendersa


Fontana Lenders

  • Inland Valley Federal Credit Union
  • 9389 Cherry Ave, Fontana, CA, 92335
  • Lends in California
  • Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.

  • Arama Real Estate Services
  • 7426 Cherry Avenue, Suite 210, Fontana, CA, 92336
  • Lends in California
  • Arama Real Estate Services (ARES) is a Licensed Real Estate Company that provides Residential & Commercial real estate services for all your sale, purchase, lease, investment and Property Management needs within the Southern California market and beyond. In addition, we offer supplemental services of business opportunities for investors.

  • VirtuaLending
  • 9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336
  • Lends in California
  • Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.

  • Mana capital investments
  • 10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
  • Lends in California
  • Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr

  • James Taverner, Mortgage Broker NMLS #1369773
  • 13295 Joliet Dr, Rancho Cucamonga, CA, 91739
  • Lends in California
  • My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • American First Financial
  • 12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739
  • Lends in California
  • "At American First Financial and Realty is a full service Mortgage and Real Estate Company.

    We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."

  • Casa Blanca Capital Lending
  • 13702 Santa Lucia Ct, Rancho Cucamonga, CA, 91739
  • Lends in California
  • Casa Blanca Capital Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Loan Source 1 Funding, Inc.
  • 5157 Bering Ct., Rancho Cucamonga, CA, 91739
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Frausto Real Estate & Loans
  • 9036 Mission Boulevard, Suite 141, Riverside, CA, 92509
  • Lends in California
  • We are real estate and mortgage brokerage, specializing in helping our clients achieve their goals of home ownership. We also assist investors with the purchase of both residential and commercial properties and Our firm specializes in REO transactions, with extensive experience in Short Sales, Deeds-In-Lieu of Foreclosure and more..

  • North South Mortgage Corp
  • 6328 Mission Boulevard, Riverside, CA, 92509
  • Lends in California
  • At North South Mortgage we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.