FHA VS Conventional loan in Rialto, San Bernardino County, California

For the year 2025, the Conventional loan limit in Rialto, county of San Bernardino, CA is established at $1,089,300, while the FHA limit for a single-family home rests at $1,089,300.

Use Lendersa®'s Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA loans. Assess the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage tool enables you to compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping you determine which program in CA fits your financial needs best.

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Rialto, San Bernardino, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to these zip codes: 92316, 92376, 92377

Conventional and FHA Loan Options in Rialto, CA

Lendersa®'s goal is to efficiently provide the best Conventional, USDA, or FHA loan solutions with minimal hassle. Choose one of the three starting points below to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Shaffer Realty And Mortgage
  • 244 Flores Lane, Vista, CA, 92083
  • We are your professional One Stop Shop for all your realtor and/or mortgage needs. Save Time and Money with us! The resourceful and creative team at Shaffer Realty And Mortgage is eager to help you move forward with more. If you need an experienced Mortgage and Realtor team focused on achieving your goals, give us a call.
  • Mortgage Options Funding
  • 27350 Valley Center Rd, Suite D, Valley Center, CA, 92082
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Avant Financial Group
  • 5003 Pacific Ave, Unit 1, Marina Del Rey, CA, 90292
  • Avant Financial Group you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Queen Bee Brokers
  • 333 Washington Boulevard, Suite 469, Marina Del Rey, CA, 90292
  • Queen Bee Brokers will provide you with the expertise and efficiency you deserve through this exciting process. In addition to real estate sales,Queen Bee Brokers is licensed to arrange real estate financing in California. Whether you are interested in purchasing a home or Refinancing your existing mortgage.
  • Sherie Howard & Associates Inc.
  • 8055 W Manchester Avenue, Suite 715, Playa Del Rey, CA, 90293
  • At Sherie Howard & Associates, Inc. We are a full-service mortgage company based in Playa Del Rey, CA. We specialize in Home Purchase Loans and Refinance in California. We offer FHA, Conventional, VA, HECM and more. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership
  • Arrive Home Lending Inc.
  • 8055 West Manchester Avenue, Suite 735, Playa Del Rey, CA, 90293
  • ARRIVE is a personal finance consultancy & mortgage broker based in Los Angeles, CA. We exist because more often than not, pursuit of the “American Dream” can feel like a nightmare.We believe everyone deserves an advocate in their pursuit of financial freedom & we’re on a mission, not only to help them navigate the journey.
  • Symphony Finance
  • 216 Montreal Street, Playa Del Rey, CA, 90293
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dan Bochner
  • 1895 Linda Flora Drive, Los Angeles, CA, 90077
  • Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private i