Explore the differences! FHA VS Conventional loan programs in Grand-Terrace, San Bernardino County, California

In 2025, Convetional loan limit in Grand-Terrace, county of San Bernardino, CA is $647,200 while FHA limit is $562,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Grand-Terrace, county of San Bernardino, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The comparison table applies to zip codes: 92313

Conventional and FHA loan options in Grand-Terrace, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Quaker Oats Credit Union
  • 3535 Center Point Road NE, Cedar Rapids, IA, 52402
  • Quaker Oats Credit Union is a full-service financial institution for the employees, retirees, and family members of the Quaker Oats Company, Tree House Foods, PMX Industries, Circle Computer Resources, CCB Packaging, and Trapeze Group. Quaker Oats Credit Union is a member-owned financial institution dedicated to serving its members.
  • Hills Bank
  • 3905 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402
  • Hills Bank has grown to become one of Iowa's largest independent banks. We have achieved this growth the old fashioned way — by earning our customers'​ respect, one at a time. Hills Bank was founded on the principle that banks should care about the people they serve and provide ways to help them prosper.
  • Linn Area Credit Union
  • 3015 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402
  • Linn Area Credit Union is a not-for-profit, full-service financial organization with branches in Cedar Rapids and Marion, Iowa. We are very much a local organization our employees are your neighbors & our kids go to the same school. We Are Family” is not just a tagline, it’s how we operate. We don’t call you “customers, ” we call you “members.
  • Hall Lending Group
  • 1918 St Andrews Ct NE, Cedar Rapids, IA, 52402
  • Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.
  • Iowa Mortgage Solutions
  • 4403 1st Ave SE, Suite 110, Cedar Rapids, IA, 52402
  • The IMS Home buyer Grant Program is a mortgage credit program that can help paying a down payment or other initial costs of buying a home. This money can be can be used for closing costs, setting up escrow accounts, or making a down payment. This is an extremely valuable program for somebody with steady
  • Novation Credit Union,
  • 500 Imperial Avenue, Oakdale, MN, 55128
  • Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million
  • Platinum Bank
  • 7667 Tenth Street North, Oakdale, MN, 55128
  • We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.
  • The First National Bank of Bemidji
  • 1600 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.