FHA VS Conventional loan programs in Grand-Terrace, San Bernardino County, California

In 2025, the loan cap for a conventional mortgage in Grand-Terrace, San Bernardino county, CA, is $647,200. For a single-family home, the FHA limit is set at $562,350.

Leverage the Lendersa® Conventional Loan Calculator to compare today’s best rates for Conventional loans alongside FHA and USDA options. Evaluate necessary income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator makes it easy by displaying Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on which program in CA is best suited for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Grand-Terrace, San Bernardino County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This comparison table is applicable to the following zip codes: 92313

Explore Conventional and FHA Loan Options in Grand-Terrace, CA

Lendersa® is dedicated to swiftly securing the best Conventional, USDA, or FHA loan options for you without hassle. Choose from three starting paths to find matching lenders and programs that suit your needs.

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