FHA VS Conventional loan programs in Fort-Bragg, Mendocino County, California

In 2026, within Mendocino county, CA, the Conventional loan limit for Fort-Bragg is $647,200, while the FHA limit for a single-family home is $506,000.

Use the Lendersa® Conventional loan calculator to explore today's top rates for Conventional, FHA, and USDA loans. It helps you determine the income, credit, reserves, and documentation required for qualification. With our advanced calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side to choose the best program in CA for your financial needs.

Review loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Fort-Bragg, Mendocino County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $373,700 0%
FHA $506,000 3.5%

This table is applicable for the following zip codes: 95437

Exploring Conventional and FHA Loan Options in Fort-Bragg, CA

Lendersa® aims to connect you swiftly and efficiently with the best available Conventional, USDA, or FHA loan. Start by selecting one of three options that align you with appropriate lenders and loan offers.

Lendersa's results for USDA loan requests


Fort-Bragg Lenders

  • First Equity
  • 528 S. Main St, Fort Bragg, CA, 95437
  • Lends in California
  • First Equity is a mortgage broker with operations in one state. First Equity offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and 1% down mortgages We will treat you with the respect due an esteemed customer and give you the personal service you deserve.

  • Realty World Selzer home loans
  • 551 South Orchard Ave, Ukiah, CA, 95482
  • Lends in California
  • "Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.

    Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"

  • Vocality Community Credit Union
  • 757 Redwood Drive, Garberville, CA, 95542
  • Lends in California
  • Vocality Community Credit Union was founded 40 years ago by residents of Humboldt County that wanted more personal, inclusive, and community-focused financial services than traditional banks offered. That visionary spirit has never waned - we’ve been outside-the-box- thinkers and innovators, listen carefully to what our members need

  • Task Mortgage & Investments Inc
  • 8465 old redwood Highway, Suite 410, Windsor, CA, 95492
  • Lends in California
  • Task Mortgage & Investments Inc We are an experienced team of mortgage and investment experts based in beautiful Sonoma County, California. For over 20 years we have provided a full array of products to match the right real estate opportunity with the right people. From the best of credit to the challenged credit.

  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • Lends in California
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.

  • North Bay Credit Union
  • 397 Aviation Blvd, Suite L, Santa Rosa, CA, 95403
  • Lends in California
  • Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County & was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land & equipment to start their own farming operations.

  • Gary Lentz
  • 3700 Old Redwood Hwy, Suite 230, Santa Rosa, CA, 95403
  • Lends in California
  • As a lifelong finance professional and CPA, as well as a business leader and consultant, I bring vast experience to my home mortgage business. I take the title of mortgage advisor literally – I’m not here to sell you anything, just to advise you on your best course of action to make your home ownership, and lifestyle, dreams come true.

  • Parker Mortgage & Investment
  • 2777 Cleveland Ave., Santa Rosa, CA, 95403
  • Lends in California
  • Parker Mortgage is a boutique brokerage firm whose primary focus is representing charitable foundations, trust departments and pension plans for the acquisition of mortgage lending opportunities that meet their investment guidelines and are consistent with their constituent's values.

  • Redwood Trust Deed Services
  • 3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
  • Lends in California
  • Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.

  • First Priority Financial
  • 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
  • Lends in California
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation