Explore the differences! FHA VS Conventional loan programs in French-Camp, San Joaquin County, California

For 2025, the Conventional loan limit in French-Camp, within San Joaquin county, CA, is $647,200, whereas the FHA limit for a single-family home is $563,500.

The Lendersa® Conventional loan calculator allows you to compare today's rates among Conventional, FHA, and USDA loans, helping you determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable option for your financial needs in CA.

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Loan Limits and Down Payment Details for 2025 in French-Camp, San Joaquin, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $556,200 0%
FHA $563,500 3.5%

The following zip codes are applicable: 95231

Explore Conventional and FHA Loans in French-Camp, CA

The aim of Lendersa® is to quickly and easily secure the best possible Conventional, USDA, or FHA loan for you. You can choose one of three starting points to connect with suitable lenders and loan programs.

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  • Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.
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  • Brazington Mortgage LLC
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