Explore the differences! FHA VS Conventional loan programs in Lathrop, San Joaquin County, California

In 2026, the Conventional loan limit for Lathrop in San Joaquin county, CA, is $726,200. Meanwhile, the FHA limit for a single-family home is $656,650.

The Lendersa® Conventional loan calculator lets you contrast today’s top rates for Conventional, FHA, and USDA loans. It identifies the income, credit, reserves, and documents required for qualification. With our advanced mortgage tool, you can compare options like Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial needs in CA.

See offers from over 100 lenders

2021 Loan Limits and Down Payment Details for Lathrop, San Joaquin, CA

Loan Type Maximum Amount Required Down Payment
Conventional Conforming $726,200 3%
USDA $556,200 0%
FHA $656,650 3.5%

The above table is applicable for zip codes: 95330

Explore Conventional and FHA Loan Programs in Lathrop, CA

At Lendersa®, our mission is to quickly and easily find you the best Conventional, USDA, or FHA loan. Begin with one of these three options to link with lenders and loan offerings tailored to you.

Lendersa Loan Matching Results for USDA


  • Serv Corp
  • 1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
  • A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0%
    Up to 85% LTC & 70% ARV
    No application fees
    Get pre-approved in minutes
    Close in 7-10 days
    Low Costs Fees start at 1.25 Points

  • WestOne Home Mortgage Refinancing
  • 31658 Pacific Coast Hwy, Suite A, Laguna Beach, CA, 92651
  • We are committed to exceptional customer service offering tailored loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities.

    At West One Capital Group, we assure you will get a loan that won't break your budget and provides you the flexibility.

  • VRB Mortgage, Inc.
  • 500 Emerald Bay, Laguna Beach, CA, 92651
  • Founded as an Affliate of one of the Nation's leading Veteran Home Buying Membership programs, VRB Mortgage has expanded from its initial focus on VA Loans to now providing loan officers that can provide any loan program to incldue FHA, Conventional and even Jumbo Loans.We can also help you refiance your current loan.

  • Associated Properties Inc.
  • 504 San Nicholas Court, Laguna Beach, CA, 92651
  • Associated Properties, Inc., a family-owned real estate & lending company, was founded back in 1964 and incorporated in 1973 by Albert George Geigele of Newport Beach California. His career in real estate & lending spanned over half a century. Those whom had the privilege to work with him will always remember him for his honesty and trust

  • Loan Works
  • 1050 South Coast Highway, Suite D, Laguna Beach, CA, 92651
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
    We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.

  • Loans by Suzette
  • 430 Forest Avenue, Suite 1, Laguna Beach, CA, 92651
  • Loans by Suzette is an independently owned, full-service mortgage brokerage firm that provides a complete range of residential and income property financing options. The firm is headquartered in Laguna Beach, California, with an additional office in Beverly Hills, California, and handles financing all over the state via their partnership.

  • Pacific Loan Group
  • 2448 Lomita Way, Laguna Beach, CA, 92651
  • Pacific Loan Group, a professional mortgage company specializing in reverse mortgages. At Pacific Loan Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Blink Home Loans Inc
  • 1385 Katella Street, Laguna Beach, CA, 92651
  • Blink Home Loans has funded numerous loans and solidified itself as a low price leader in the lending Industry. Others have tried to duplicate our process, when it comes down to it they just can’t compete with our dedication to provide the lowest rates coupled with our professionals to deliver outstanding customer service to our customers