FHA VS Conventional loan programs in Lathrop, San Joaquin County, California
In 2025, the Conventional loan limit for Lathrop in San Joaquin county, CA, is $726,200. Meanwhile, the FHA limit for a single-family home is $656,650.
The Lendersa® Conventional loan calculator lets you contrast today’s top rates for Conventional, FHA, and USDA loans. It identifies the income, credit, reserves, and documents required for qualification. With our advanced mortgage tool, you can compare options like Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial needs in CA.
2021 Loan Limits and Down Payment Details for Lathrop, San Joaquin, CA
Loan Type
Maximum Amount
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$556,200
0%
FHA
$656,650
3.5%
The above table is applicable for zip codes: 95330, 95231
Explore Conventional and FHA Loan Programs in Lathrop, CA
At Lendersa®, our mission is to quickly and easily find you the best Conventional, USDA, or FHA loan. Begin with one of these three options to link with lenders and loan offerings tailored to you.
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