FHA VS Conventional loan programs in 2025 for Fullerton, Orange County, California

For 2025, the Conventional loan limit in Fullerton, within Orange County, CA, is set at $1,089,300. In contrast, the FHA loan limit for a single-family home is $1,089,300.

Use Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. Understand the necessary income, credit, reserves, and documents to qualify. This advanced mortgage calculator allows you to see Conforming Conventional loans, USDA, FHA, and VA all side by side, assisting you in determining which program in CA fits your financial situation best.

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2025 loan limits and down payment requirements in Fullerton, Orange County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to the zip codes: 92833, 92831, 92835, 92832, 92834, 92836, 92837, 92838

Conventional and FHA loan options in Fullerton, CA

The goal of Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose any of the three initial steps to match with lenders and identify suitable loan programs.

View results of Lendersa USDA loan request and matching


  • In Park Lending
  • 2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
  • In Park Lending strives to provide affordable mobile home financing options to first time buyers and existing manufactured homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process. We want our customers to have the confidence.
  • Bankore Financial, Inc.
  • 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008
  • Blackstone Financial, Inc. understands that obtaining a mortgage can be a complicated and intimidating process. That’s why we are on your side. We develop residential and commercial mortgage and financing strategies that are customized for your specific needs. We do not provide template and cookie-cutter solutions.
  • Fitzpatrick Capital
  • 1921 Palomar Oaks Way, Suite 201, Carlsbad, CA, 92008
  • Fitzpatrick Capital was founded in 2003 and has grown to be one of the most reputable mortgage companies in the greater San Diego area. Meghan and the Fitzpatrick Capital team take pride in assuring that all clients are represented and served in the finest way possible. A master of her Industry
  • Lineage Lending
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • Lineage Lending is a full-service, boutique brokerage offering real estate sales & financing including reverse mortgage loans & puts into daily practice a high level of integrity, honesty & customer service that is unmatched in this industry.It is & always has been our goal to stand out as beacon within the industry for all others to strive towards
  • Great Rate Home Loans
  • 5810 El Camino Real, Suite D, Carlsbad, CA, 92008
  • Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals, to secondary marketing and to our management team. We invite you to experience Your Mortgage Planning as your mortgage broker for life. We will get great deals for your financial plan.
  • Dolan Gaddi Lending, Inc.
  • 1932 Kellogg Avenue, Carlsbad, CA, 92008
  • "DG Funding is changing the mortgage lending experience for the better. We are a rising leader in the marketplace, with over 1, 400 families funded to date. We operate as an independent mortgage bank with direct access to Fannie Mae, Freddie Mac, FHA and VA; but also gain you access to a carefully chosen group of wholesale, correspondent"
  • Wilson Financial Group Inc.
  • 2244 Faraday Ave, Suite 112, Carlsbad, CA, 92008
  • At Wilson Financial, we put our focus on each client's unique financial needs. This means focusing on education and fostering communication so that every client fully understands their options, and the impact that each product will have on their broader strategy.We offer a broad range of mortgage options, designed to compliment your goals.
  • RealMortgage, Inc.
  • 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008
  • "We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process. Working with us, you’ll save money by choosing the most cost effective financial service available to you. And, you’ll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time"
  • Premier Home Mortgage Loans
  • 1902 Wright Place, 2nd Floor, Carlsbad, CA, 92008
  • Premier Home Mortgage Loans working for retail mortgage companies and call centers, I felt there had to be a better way to serve individuals looking for a home mortgage. The lack of personal attention and slow processing times made it frustrating for borrowers. I decided to create a company that would address these issues and put the client.
  • Portfolio Loan Specialists
  • 1902 Wright Pl, Suite 200, Carlsbad, CA, 92008
  • I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.
  • AAA Private Money
  • 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008
  • AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.
  • Mortgage Wholesale
  • 110 Civic Center Dr, Suite 204, Vista, CA, 92084
  • We are a direct to consumer wholesale mortgage broker. After obtaining a mortgage, it will be bundled together with hundreds of other mortgages and re-sold on the secondary market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance