FHA VS Conventional loan programs in 2026 for La-Habra-Heights, Los Angeles County, California

For a single-family home in 2026, the conventional loan limit in La-Habra-Heights, located in Los Angeles, CA, is $970,800, with the FHA limit being $970,800.

The Lendersa® Conventional loan calculator lets you compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping to choose the best program in CA that suits your financial needs.

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2026 Loan Limits & Down Payment in La-Habra-Heights, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to these zip codes: 90631

Conventional and FHA Loan Choices in La-Habra-Heights, CA

The goal of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan, hassle-free. Choose from three starting points to match with suitable lenders and programs.

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La-Habra-Heights Lenders

  • American Sona Mortgage
  • 1500 North Harbor Boulevard, La Habra, CA, 90631
  • Lends in California
  • American Sona Mortgage specializes in no-Cost Loans for all Californians, including Fixed Rate, Adjustable or Home Equity 1st & 2nd Mortgages.We seek to identify & understand your Mortgage goals in order to professionally tailor a plan that best fits your lending need.Whether you need Cash Out, a Low Monthly Payment we are here to help you.

  • MacLons Capital Mortgage
  • 1001 West Whittier Boulevard, La Habra, CA, 90631
  • Lends in California
  • MacLons Capital Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • Bank of Whittier
  • 15141 East Whittier Boulevard, Whittier, CA, 90603
  • Lends in California
  • Bank of Whittier began Its operation at its present location in Whittier California on December 20, 1982. In July 2011 Bank of Whittier expanded its unique brand of RF (Riba-Free) services by opening a second branch in the city of Richardson, Texas to serve the Dallas Fort Worth area.

  • Encore Mortgage
  • 15111 Whittier Blvd, Suite 101-B, Whittier, CA, 90603
  • Lends in California
  • A full spectrum of loan products from which to choose. Sharing our expertise to personally assist hundreds of families with sustainable home finance Helping you Become a HOMEOWNER with the Best Personal Loan Rates and also When financing your home, you need an experienced, reputable company and an agent who gives you facts, not opinions.

  • Allianze Mortgage Services Inc.
  • 15820 Whittier Boulevard, Suite G, Whittier, CA, 90603
  • Lends in California
  • "Allianze Mortgage Services DRE License Number 01403147, NMLS I D 346138.
    Mortgage lending specialist with nearly 32 years experience. Specializing in structuring custom mortgage loans tailored to meet client needs. Our mission is to serve our customers with honesty, integrity and competence."

  • Liberty Bridge Financial
  • 16224 Whittier Boulevard, Whittier, CA, 90603
  • Lends in California
  • "Liberty Bridge Financial is a neighborhood mortgage lender that was built on core values of integrity, honesty and reliability.
    We seek lifelong relationships with our clients. We strive to provide the highest level of service that each customer expects and deserves. In return we have received raves of fans."

  • GW Private Capital
  • 15820 Whittier Blvd, Suite E, Whittier, CA, 90603
  • Lends in California
  • GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.

  • Cal Mortgage Connection
  • 14522 Whittier Blvd, Whittier, CA, 90605
  • Lends in California
  • We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way

  • IET Capital
  • 14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
  • Lends in California
  • IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.

  • Heartland Mortgage
  • 14758 Whittier Blvd, Suite B, Whittier, CA, 90605
  • Lends in California
  • Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.