Explore the differences! FHA VS Conventional loan programs in La-Habra-Heights, Los Angeles County, California

In 2025, Convetional loan limit in La-Habra-Heights, county of Los Angeles, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in La-Habra-Heights, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 90631

Conventional and FHA loan options in La-Habra-Heights, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • PMR - Premier Mortgage Resources LLC
  • 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642
  • At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.
  • Capital Mortgage
  • 1857 S Millennium Way, Suite 100, Meridian, ID, 83642
  • Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing
  • 1st Choice Mortgage Company, LLC
  • 3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642
  • 1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
  • Blossom Heights Realty
  • 1116 10th St S, Nampa, ID, 83651
  • Blossom Heights Realty has proudly served clients and customers for over 10 years. We started as a family-owned business and still run on the same standards of integrity and care for the people we serve. Our experienced real estate agents help clients and customers who are interested in buying or selling homes in Nampa, Caldwell, Meridian, Boi
  • Rogue Valley Mortgage LLC
  • 222 NE B Street, Grants Pass, OR, 97526
  • We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.
  • JEFFERSON STATE MORTGAGE
  • 122 NE Savage St, Grants Pass, OR, 97526
  • JEFFERSON STATE MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Investment Resources Inc
  • 1454 North West 6th Street, Grants Pass, OR, 97526
  • Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.
  • Los Alamos Schools Credit Union
  • 1010 Central Avenue, Los Alamos, NM, 87544
  • As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.
  • CapEd Credit Union
  • PO Box 570, Meridian, ID, 83680
  • We are a people-oriented Credit Union that provides personal and business financial services of superior quality and convenience. Our primary focus areas are member financial well-being, enrichment of community and promotion of quality education. With 10 locations and dozens of ATMs in Southern Idaho, we are here to help you
  • Signet Mortgage
  • 3060 S Rookery Ln, Boise, ID, 83706
  • At Signet Mortgage we’ve chosen to become experts in reverse mortgages and renovation lending in addition to conventional and jumbo mortgages. Our objective is to offer a wide range of home and investment property financing for our clients. We can provide expert advice for the first-time homebuyer as well as our senior clients purchasing
  • Covenant Reverse Mortgage, LLC
  • 15420 Frost Rd., Caldwell, ID, 83607
  • Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.