FHA VS Conventional loan programs in La-Mirada, Los Angeles County, California

In 2026, the Conventional loan limit in La-Mirada, county of Los Angeles, CA, is $970,800. Meanwhile, for a single-family home, the FHA limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates today between Conventional, FHA, and USDA loans. Discover the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine which program in CA fits your financial needs best.

Explore offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in La-Mirada, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to the following zip codes: 90638

Conventional and FHA Loan Options in La-Mirada, CA

The aim of Lendersa® is to procure the best possible Conventional, USDA, or FHA loans quickly and without difficulty. Select one of three pathways to align with suitable lenders and loan programs.

Lendersa's USDA loan request outcomes


  • Global United Lending
  • 3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
  • Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.

  • Primus Lending Corporation
  • 3699 Wilshire Blvd, Suite 670, Los Angeles, CA, 90010
  • Primus Lending Corporation is a privately held mortgage bank, founded in March of 2000. After working for several years as a loan originator and manager for other companies, the owner decided to start his own company, on a platform of dedication to high-quality, premier customer service, to both retail clients and real estate professionals.

  • Viewpoint Mortgage
  • 3700 Wilshire Boulevard, Suite 999, Los Angeles, CA, 90010
  • Viewpoint Mortgage Inc is a full-service mortgage firm established in 1986. Founded in the heart of Los Angeles (Mid-City - Wilshire). Viewpoint Mortgage have built a very strong reputation over 3 decades as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders, investors and individual homebuyers.

  • NMSI, Inc.
  • 3700 Wilshire Blvd, Suite 330, Los Angeles, CA, 90010
  • NMSI, Inc. was originally founded in 2008 as National Mortgage Service Incorporated, as a Mortgage Lender. Our company continues to strive to offer our clients diverse loan product lines, competitive interest rates and flexible underwriting. NMSI Offers a wide array of competitive loan options.

  • Nexcap Home Loans
  • 3435 Wilshire Boulevard, Suite 888, Los Angeles, CA, 90010
  • Nexcap is a Direct Lender who does everything in-house from application, processing, underwriting to closing. We strive to make your mortgage process quick, simple, and as hassle-free as possible. Nexcap continues to strive to offer a full range of loan products to fit every borrower.

  • C and H Financial
  • 4929 Wilshire Boulevard, Suite 603, Los Angeles, CA, 90010
  • C and H Financial We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of individual homebuyers / owners, real estate professionals, and builders throughout California. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • American Apple Mortgage
  • 3660 Wilshire Boulevard, Suite 518, Los Angeles, CA, 90010
  • AMERICAN APPLE MORTGAGE has been a popular wholesale mortgage company for 27 years. Next to your accountant, our goal is to be (from a business perspective) your best friend. Home Ownership is the center piece of family life. It’s where we meet and greet and have the best of our life.

  • American Re Group
  • 4929 Wilshire Boulevard, Suite 915, Los Angeles, CA, 90010
  • At AREG, we know that our people are our greatest asset. The teams they form are the best in the world at what they do and they work perfectly together to make dreams come true for our broker clients, homeowners and each other. AREG is one of the largest, fastest-growing wholesale lenders in California.

  • Diamond Edge Financial
  • 4929 Wilshire Blvd Suite 710, Los Angeles, CA, 90010
  • The Diamond Edge Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.