FHA VS Conventional loan in La-Mirada, Los Angeles County, California

In 2026, the Conventional loan limit in La-Mirada, county of Los Angeles, CA, is $970,800. Meanwhile, for a single-family home, the FHA limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates today between Conventional, FHA, and USDA loans. Discover the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine which program in CA fits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in La-Mirada, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to the following zip codes: 90638

Conventional and FHA Loan Options in La-Mirada, CA

The aim of Lendersa® is to procure the best possible Conventional, USDA, or FHA loans quickly and without difficulty. Select one of three pathways to align with suitable lenders and loan programs.

Lendersa's USDA loan request outcomes


La-Mirada Lenders

  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • Lends in California
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible.

    If there is one thing you should know about me is that I fully understand what it means to be a true professional"

  • SO CAL REALTY
  • 14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
  • Lends in California
  • Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more

  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • Lends in California
  • We can help you with most of today’s most popular mortgage products such as

    FHA Loans for Purchase
    FHA streamline Refi
    Conventional Purchases with 5% down or more
    LPMI (Lender Paid MI) conventional purchase or Refi
    VA Loans
    Reverse Mortgage (Senior home-owners 62 and over)
    Fannie Mae HARP Refi

  • Compass Lending Group
  • 6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
  • Lends in California
  • "Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions.
    Our staff work on keeping up to date with every aspect of the industry.

  • Premier Finance Group Inc
  • 6056 Beach Boulevard, Buena Park, CA, 90621
  • Lends in California
  • Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Cornerstone Company
  • 8552 Deepdale Ave, Buena Park, CA, 90621
  • Lends in California
  • Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.

  • Cal Mortgage Connection
  • 14522 Whittier Blvd, Whittier, CA, 90605
  • Lends in California
  • We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way

  • IET Capital
  • 14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
  • Lends in California
  • IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.

  • Heartland Mortgage
  • 14758 Whittier Blvd, Suite B, Whittier, CA, 90605
  • Lends in California
  • Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.

  • Bank of Whittier
  • 15141 East Whittier Boulevard, Whittier, CA, 90603
  • Lends in California
  • Bank of Whittier began Its operation at its present location in Whittier California on December 20, 1982. In July 2011 Bank of Whittier expanded its unique brand of RF (Riba-Free) services by opening a second branch in the city of Richardson, Texas to serve the Dallas Fort Worth area.