FHA VS Conventional loan programs in La-Mirada, Los Angeles County, California

In 2026, the Conventional loan limit in La-Mirada, county of Los Angeles, CA, is $970,800. Meanwhile, for a single-family home, the FHA limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates today between Conventional, FHA, and USDA loans. Discover the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine which program in CA fits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in La-Mirada, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is applicable to the following zip codes: 90638, 90637, 90639

Conventional and FHA Loan Options in La-Mirada, CA

The aim of Lendersa® is to procure the best possible Conventional, USDA, or FHA loans quickly and without difficulty. Select one of three pathways to align with suitable lenders and loan programs.

Lendersa's USDA loan request outcomes


  • Quantus Realty Solutions
  • 27201 Puerta Real, Suite 300, Mission Viejo, CA, 92691
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Accelerated Funding Government Loans Inc.
  • 26522 La Alameda, Suite 395, Mission Viejo, CA, 92691
  • Accelerated Funding Government Loans Inc founded in 1985 California and Nevada Home Loans and also Accelerated Funding offers FHA, VA, and Conventional Fixed and Adjustable Rate Loans for Purchase and Refinance transactions.FHA, VA, and Conventional Fixed and Adjustable Rate Loans.

  • California Coastal Loans Inc.
  • 26381 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
  • California Coastal Loans is a company on a mission to create an environment of trust, ethics and care for our clients. Our core belief is that if you treat your client exactly the way you would want to be treated, you are building a foundation for a lasting relationship. Founded in 1999

  • American Veteran Mortgage Corporation
  • 27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
  • The American Veteran Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • 1st Veteran Mortgage Inc
  • 26626 Portales Lane, Mission Viejo, CA, 92691
  • 1st Veteran Mortgage Inc is the right choice for your full-service real estate financing needs. Our services range from residential, commercial mortgage, realty services and financial consulting. We pride ourselves on truly encompassing what it means to be a full-service mortgage brokerage.

  • Virtue Loan Center
  • 25909 Pala Suite 100, Mission Viejo, CA, 92691
  • Virtue Loan Center Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Rescom Financial Services
  • 26691 Plaza #225, Mission Viejo, CA, 92691
  • We are a Direct Lender who specialize in new home purchase and refinance loans.Our other services include Reverse Mortgages, CAL FHA and subprime lending. Rescomfs.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

  • Mortgage Loan Centers
  • 26041 Acero, Mission Viejo, CA, 92691
  • Mortgage Loan Centers is the low cost leader in mortgage lending. We specialize in purchase and refinance transactions for one to four unit residential and condominium properties. We handle owner, second and investment property transactions. Call for a quote and see for yourself.

  • Sunset Mortgage
  • 26381 Crown Valley Parkway #200, Mission Viejo, CA, 92691
  • Sunset Mortgage brings together the experience of some of the top mortgage,
    management and supervisory talent available. Darin Moore, with over 25 years in mortgage funding and underwriting, corporate planning, loan servicing and accounting, leads the Sunset Mortgage team.Sunset Mortgage has been funding private money real estate loans since 1991.