FHA VS Conventional loan programs in 2026 for Gridley, Butte County, California

As of 2026, the conventional loan limit in Gridley, which is situated in Butte county of CA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates: Conventional versus FHA and USDA. This calculator helps determine income, credit, reserves, and required documentation for qualification. Our advanced calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side, simplifying the decision on which CA program best fits your financial situation.

Explore loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Gridley, Butte, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $403,600 0%
FHA $472,030 3.5%

The information in this comparison table is applicable to the zip codes: 95948

Explore Conventional and FHA Loan Options in Gridley, CA

Lendersa® aims to swiftly secure the most suitable Conventional, USDA, or FHA loan for you without stress. Choose from three paths that connect you with matching lenders and loan programs.

Results of Lendersa USDA loan requests and matching


  • Madera Financial
  • 6890 E Sunrise Dr, Suite 120, Tucson, AZ, 85750
  • Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.

  • Vantage West Credit Union
  • 2480 N. Arcadia Ave, Tucson, AZ, 85712
  • antage West is a $2.5 billion financial institution in Arizona, which serves a growing membership of nearly 150, 000 via online channels and branches across Arizona, offering consumer and business banking services including retirement accounts. Some products and services subject to approval. Certain restrictions and fees may apply.

  • NOVA® Home Loans
  • 2810 N. Swan Rd, Suite 160, Tucson, AZ, 85712
  • NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers. NOVA Home Loans is licensed to lend in AZ, CA, CO, FL, IL, OR, UT, NM, NV, WA, TX, IN, KY, NE, and PA | BK#0902429 | Equal Housing Opportunity |

  • Gold Coast Mortgage Group
  • 2959 N Swan Rd, Suite 181-D, Tucson, AZ, 85712
  • Billy A. Southern AZ Private Lender For the past 25 amazing years, I've focused on being a creative, passionate lender specializing in private lending (aka "hard money") in Southern Arizona. We've perfected a Rehab Program ("Fix & Flip") with realtors and investors. Most of these.

  • Catalina Mortgage Co Inc
  • 5151 E. Broadway, Suite 1600, Tucson, AZ, 85711
  • Catalina Mortgage Company, Inc. was formed in 1979 to provide borrowers access to the Commercial Capital Market for financing of commercial, apartment and mobile home park properties. Since our beginnings we have originated over $5 Billion in apartment and commercial real estate loans nationwide.

  • Bank of Bridger
  • 101 South Main, Bridger, MT, 59014
  • Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.

  • Tucson mortgage
  • 1885 N Kolb Rd, Tucson, AZ, 85715
  • We are EXTREMELY responsive to inquiries, so if you need a quickly reply just let us know. If you’d prefer a telephone call, no problem – WILL DO! Just let us know! We’re here to help YOU with your Tucson mortgage.

    Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.

  • Copperpoint Mortgage LLC
  • 7359 East Tanque Verde, Suite D, Tucson, AZ, 85715
  • Copperpoint Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.