FHA VS Conventional loan in Gridley, Butte County, California

As of 2026, the conventional loan limit in Gridley, which is situated in Butte county of CA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates: Conventional versus FHA and USDA. This calculator helps determine income, credit, reserves, and required documentation for qualification. Our advanced calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side, simplifying the decision on which CA program best fits your financial situation.

Explore loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Gridley, Butte, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $403,600 0%
FHA $472,030 3.5%

The information in this comparison table is applicable to the zip codes: 95948

Explore Conventional and FHA Loan Options in Gridley, CA

Lendersa® aims to swiftly secure the most suitable Conventional, USDA, or FHA loan for you without stress. Choose from three paths that connect you with matching lenders and loan programs.

Results of Lendersa USDA loan requests and matching


  • Kalika Mortgage
  • 10651 E. Bethany Drive, Suite 102, Aurora, CO, 80014
  • Gary Kalika the owner Kalika Mortgage, your personal mortgage service professional located in Aurora, Colorado. I want to make this an easy and seamless process - so that means cutting out the fat and getting down to business. I provide personalized services on these mortgages: Conventional, FHA, VA, Hard Money Loans, Commercial Loans, etc.

  • A Plus Mortgage Co
  • 3190 S. Vaughn Way, Suite 550, Aurora, CO, 80014
  • We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan

  • 5280 Mortgage Corporation
  • 10800 E Bethany Dr, Suite 100, Aurora, CO, 80014
  • 5280 is founded on the principle of "Do what is right for the customer." The 5280 team will guide and direct in the most ethical loan process possible. We want life long customers not just one time. We look at our clients as family and take care of them. and also We've been helping customers afford the home of their dreams.

  • Integrity 1st Financial, LLC.
  • 2950 S Jamaica Ct, Suite 302, Denver, CO, 80014
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.

  • CAA Financial LLC
  • 3033 South Parker Road, Suite 750, Aurora, CO, 80014
  • We specialize in helping hardworking people purchase or refinance their own home. It’s just one of the reasons why you should check your rates and weigh your options with us. and We’re committed to helping your small business find success with a unique combination of services and business expertise.

  • AMAC Mortgage Company
  • 2500 Victor Street, Unit B, Aurora, CO, 80014
  • At AMAC Mortgage Company. We are a full service mortgage company based in Aurora, CO. We specialize in JUMBO, FHA/VA, ALL HOME LOANS in AURORA, DENVER METRO, BOULDER, FT COLLINS and COLORADO SPRINGS area. We also serve the surrounding cities in Arapahoe County, Adams County, Boulder County,

  • Consumer Mortgage Services Inc
  • 3033 South Parker Road, Suite 202, Aurora, CO, 80014
  • At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA

  • Aurora Financial, LLC
  • 2851 S Parker Rd, Suite 1260, Aurora, CO, 80014
  • Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.