As of 2026, the conventional loan limit in Gridley, which is situated in Butte county of CA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's best rates: Conventional versus FHA and USDA. This calculator helps determine income, credit, reserves, and required documentation for qualification. Our advanced calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side, simplifying the decision on which CA program best fits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $403,600 | 0% |
| FHA | $472,030 | 3.5% |
The information in this comparison table is applicable to the zip codes: 95948
Lendersa® aims to swiftly secure the most suitable Conventional, USDA, or FHA loan for you without stress. Choose from three paths that connect you with matching lenders and loan programs.
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