FHA VS Conventional loan in Sutter, Sutter County, California
In 2025, the conventional loan cap for Sutter, located in Sutter county, CA, is $726,200, whereas the FHA limit for a single-family residence is $488,750.
Take advantage of the Lendersa® Conventional loan calculator to evaluate current Conventional Vs. FHA Vs. USDA rates. It helps determine the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you in selecting the best program in CA for your financial needs.
Loan limits and downpayment criteria for 2025 in Sutter, Sutter county, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$400,000
0%
FHA
$488,750
3.5%
The comparison table is relevant to zip codes: 95982
Available Conventional and FHA loan choices in Sutter, CA
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loans promptly and effortlessly. Choose from three starting options to find matching lenders and suitable loan programs.
Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.
Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
At Franklin State Bank, we are your trusted banking partner! Located in Southwest Minnesota, we are happy to serve our friends, family and neighbors by helping them secure home, business, and agricultural loans as well as supplying them with convenient checking, savings and more. Online and mobile banking ensures you get your financial information
Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.
ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.
AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.
Community State Bank is a locally owned and operated community bank located in Coffeyville, KS. The bank was founded in 1967 and is currently Coffeyville’s only locally owned and operated bank. We are proud of our long history in Coffeyville and are committed to serving the local community and surrounding area.
Our bank was chartered in the state of Oklahoma in 1971 by W.K. Warren Sr. as American Bank of Tulsa. In 1983 we were granted Trust Powers and changed our name to American Bank and Trust Company. The principles of our bank were built with you, our customer, in mind. It has been our goal year after year to provide our customers
