FHA VS Conventional loan programs in Hilmar-Irwin, Merced County, California
In 2025, the Conventional loan limit in Hilmar-Irwin, county of Merced, CA is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the most suitable program in CA for your financial needs.
2025 Loan Limits and Down Payment Requirements in Hilmar-Irwin, County of Merced, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$341,900
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 95324
Conventional and FHA Loan Options in Hilmar-Irwin, CA
Lendersa® is dedicated to getting you the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting points that connect you with matching lenders and loan programs.
20900 Northeast 30th Avenue, Unit 703E, Aventura, FL, 33180
To service our clients with integrity, commitment and service excellence. To find the best products for our clients’ individual needs and to utilize our 30 years of combined mortgage knowledge in residential, foreign national, and commercial lending to benefit our clients. We consider our clients to be part of our family and are valued as such.
20191 East Country Club Drive, Suite 2701, Aventura, FL, 33180
Mayer Capital is a mortgage brokerage based out of Miami, Florida. Founded by Loan Officers with the idea of every LO should be in charge of their own files and lives. We have all experienced what it’s like working with limited resources, compensation, loan programs and being tied as an employee to a financial institution.
1801 Northeast 123rd Street, Suite 314, North Miami, FL, 33180
We proudly provide a wide range of portfolio and conventional residential & commercial mortgage programs for the special type of borrower that has special requirement. Or the special type of a property that does not fit into a normal bank mortgage requirement. We are an Award Portfolio Lender.
20200 W Dixie Hwy, Suite 1105A, Aventura, FL, 33180
Lend Me Mortgage, LLC is one of South Florida’s leading entities. We offer high-quality mortgage services to residential and commercial customers. Our primary goal is to provide our customers with exceptional service while keeping them informed and educated throughout the process. We have over 20 years of mortgage knowledge and the resources needed
20201 E Country Club Drive, Suite 1202, Aventura, FL, 33180
Shoreline Mortgage was founded in 1989 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers. Our system eliminates commissioned loan officer, the highest cost component of the mortgage process. We further reduce costs by utilizing automated underwriting systems.
At LoanSmarter.com we’re passionate about two things… Technology and Your Loan needs! We believe in empowering you with tools and modern technology to provide clear options about your home loan. We not only provide you with more options but a modern way of shopping and servicing your loan needs online.
Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.
Harmoney Capital LLC. was founded in Miami, Florida with the intention of helping borrowers finance their real estate needs. As a 100% self funded, family-owned and operated lending company, Harmoney Capital is able to practice innovative alternatives to traditional real estate financing. With no credit approval or income verification required.
19901 E Country Club Dr APT 503, Aventura, FL, 33180
New Century Financial Mortgage
Founded in 2020 with a mission to provide new age home financing solutions for people craving a thoughtful, personalized approach, New Century Financial Mortgage first entered the scene in Aventura, Florida. Since its inception, it has since grown to become one of Florida’s premier mortgage brokerages.
Nations Trust Mortgage is a mission-driven organization with a clearly defined set of values. We encourage our employees to have a strong sense of purpose, a high level of self-esteem and the capacity to think clearly and logically to provide the best possible rates on the right product, at very instant to our borrowers.
