FHA VS Conventional loan programs in Hughson, Stanislaus County, California

For the year 2026, the conventional loan cap in Hughson, located within Stanislaus county, CA, stands at $726,200. In contrast, the FHA limit for a single-family residence is set at $517,500.

Utilize the Lendersa® Conventional loan calculator to compare the best current rates: Conventional vs. FHA vs. USDA, and determine the necessary income, credit, reserves, and paperwork to qualify. Our state-of-the-art mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you decide the ideal program for your specific financial circumstances in CA.

Review loan offers from 100 different lenders

Loan limits and down payment details in Hughson, Stanislaus county, CA, as of 2026

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $412,000 0%
FHA $517,500 3.5%

Applicable zip codes for comparison: 95326

Options for Conventional and FHA loans in Hughson, CA

Our mission at Lendersa® is to secure you the best Conventional, USDA, or FHA loan quickly and efficiently. Begin with one of the three available options to match with suitable lenders and programs.

Results from Lendersa USDA loan request and matches


Hughson Lenders

  • DRES Funding
  • 6713 Hughson Ave, Hughson, CA, 95326
  • Lends in California
  • Our mission is to never forget that we are serving a customer that is a real person and we pledge not to treat you cold because of todays technologies like email or text messages and other forms of communication.We strive to provide you with honesty, integrity & the competence that you expect when making a decision on the best loan.

  • Lending For Living
  • 1020 15th Street, Suite 10, Modesto, CA, 95354
  • Lends in California
  • Lending for Living is locally owned and operated offering extraordinary loan services for individuals seeking to fulfil their dream of home ownership, refinance or create stability. Years of experience and a knack for the challenging has earned us the reputation of being "VA Specialists" and "Mountain Property Specialists".

  • NorCal Mortgage
  • 1127 13TH ST, Suite A, Modesto, CA, 95354
  • Lends in California
  • This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.

  • Mocse Credit Union
  • 3600 Coffee Rd, Modesto, CA, 95355
  • Lends in California
  • When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.

  • American Pacific Mortgage
  • 222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
  • Lends in California
  • Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.

  • Upstar Home Mortgage Inc.
  • 2005 Evergreen Ave., Modesto, CA, 95350
  • Lends in California
  • Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.

  • Alameda Mortgage Corporation
  • 1101 Sylvan Avenue, Suite C-102, Modesto, CA, 95350
  • Lends in California
  • "At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new.

    We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown"

  • Carrollton Mortgage Co.
  • 3400 Tully Road, Suite A, Modesto, CA, 95350
  • Lends in California
  • Carrollton Mortgage Co are completely committed to helping you find the right mortgage to fit your needs. Our team of mortgage professionals will provide you with the information you need to make an informed decision. We put people first. You can enjoy a free personalized consultation by visiting or calling our offices.

  • Taylor Mortgage Company, Inc.
  • 1920 Standiford Avenue, Suite 2, Modesto, CA, 95350
  • Lends in California
  • Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.

  • S/L Mortgage
  • 509 Scenic Dr, Modesto, CA, 95350
  • Lends in California
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.