FHA VS Conventional loan programs in Livingston, Merced County, California
For 2026, the Conventional loan limit in Livingston, located in Merced county, CA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in CA.
2026 Loan Limits and Down Payment Requirements in Livingston, Merced, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$341,900
0%
FHA
$472,030
3.5%
This comparison applies to the zip codes: 95334
Explore Conventional and FHA Loan Options in Livingston, CA
The aim of Lendersa® is to quickly and easily find you the best Conventional, USDA, or FHA loan. Choose one of these three starting points to connect with lenders and loan programs that match your needs.
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