Explore the differences! FHA VS Conventional loan programs in Empire, Stanislaus County, California

In 2024, Convetional loan limit in Empire, county of Stanislaus, CA is $726,200 while FHA limit is $517,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Empire, county of Stanislaus, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $412,000 0%
FHA $517,500 3.5%

The comparison table applies to zip codes: 95319, 95357

Conventional and FHA loan options in Empire, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Minuteman Mortgage
  • 5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
  • Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.
  • NorthWest Funding Group, Inc.
  • 802 Officers Row, Suite C, Vancouver, WA, 98661
  • We’re Northwest Funding Group, and we’re legacy builders. We build every loan experience around you, a unique approach that allows you to have a voice. You are heard, valued, and our investment in you is heartfelt. We love what we do and we know how to do it, which shows throughout every single step of the process.
  • Mortgage Power, Inc.
  • 6424 West Misty Willow Lane, Glendale, AZ, 85310
  • A full-service mortgage brokerage that offers truly affordable home loans. Come be pleasantly surprised by the personalized consultation, timely closings, and loan terms that are always with your best interest at heart. Inexpensive does not have to be lower quality - see for yourself how we shop for best price
  • Precision Mortgage Inc.
  • 14155 N 83rd Ave, Suite 125, Glendale, AZ, 85381
  • Precesion Mortgage has a strong reputation as an outstanding mortgage firm in Peoria Arizona, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • DK Home Loans
  • 8282 W Cactus Rd, Suite E146, Peoria, AZ, 85381
  • "Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch. We are here to help consumers finance the purchase or refinance of residential real estate. DK Home Loans, LLC is licensed in Arizona - MB-0949619, Idaho MBL-2081779290"
  • Belay Mortgage Group Inc
  • 316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
  • "Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage. Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549
  • Price Team Lending
  • 17505 N 79th Avenue, Suite 308, Glendale, AZ, 85308
  • Price Team Lending is a family owned business. The Broker, Donna Price, has 23 years experience in the industry. The company was built on ethics, honesty and service- one happy client at a time. Every client is treated like a family member and every step of the process is explained.
  • Mountain Ridge Mortgage, LLC
  • 20819 North 52nd Avenue, Glendale, AZ, 85308
  • At Mountain Ridge Mortgage LLC. We are a full service mortgage company based in Glendale, AZ. We specialize in Home Purchase Loans and Refinance in Glendale. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85308 and 85310,
  • LUND MORTGAGE TEAM, INC.
  • 7170 W. Camino San Xavier, Suite A-104, Glendale, AZ, 85308
  • We understand at Lund Mortgage Team, Inc. that most people need service outside the typical 9-5 routine. We are a small, local, family owned company, who specializes in Arizona lending. Not only do we have a loan specialist to answer your mortgage questions or pre-qual you for a purchase we will do this at a time convenient for you & your family.
  • Brian Stone & PNW Loans
  • 11112 NE 51st Circle, Vancouver, WA, 98682
  • We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.
  • Diversified Home Loans
  • 165 E 1400 N, Suite 200, Logan, UT, 84341
  • Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.