FHA VS Conventional loan programs in 2025 for Morada, San Joaquin County, California

For 2025, the Conventional loan limit in Morada, San Joaquin county, CA, is $726,200, while for a single-family home, the FHA limit is $656,650.

Utilize the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA loans, and assess the income, credit, reserves, and documentation needed to qualify. This advanced tool helps you examine side-by-side the Conforming Conventional, USDA, FHA, and VA loans, aiding in choosing the best option for your financial needs in CA.

Compare offers from 100 lenders

Loan Limits and Downpayments for 2025 in Morada, San Joaquin, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $556,200 0%
FHA $656,650 3.5%

This table is relevant to the following zip codes: 95212

Options for Conventional and FHA Loans in Morada, CA

Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to find compatible lenders and loan options.

Results from Lendersa's USDA loan request matchmaking


  • Khan Home Loan
  • 18831 Ibex Ave, Artesia, CA, 90701
  • Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service. My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
  • MGB Financial Services Inc.
  • 18300 Gridley Road, Suite I, Artesia, CA, 90701
  • Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.
  • My City Financial
  • 18000 Pioneer Boulevard, Suite 206, Artesia, CA, 90701
  • My City Financial is a California State licensed Mortgage Company The Better Business Bureau has recognized us as a top ""Tier 1 - A+"" Mortgage brokerage Established in 1994, our reputation was fostered on providing excellent Interest Rates and Service We have a great choice of loan products, all in one place
  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • • 80-90% of Purchase • 110% of Rehab/Construction • Rental Property Financing • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixe
  • KP Realty & Investments, Inc
  • 18021 Norwalk Boulevard, Suite 206, Artesia, CA, 90701
  • For Sellers, I will design the perfect marketing strategy to meet your financial and schedule goals. For Buyers, we will meet and discuss your vision of the perfect dream home for you that meets your budget. Once we know what you are looking for we then discuss the ‘where’ aspect of the search.
  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.
  • CTC Lending
  • 13496 Capella Road, Apple Valley, CA, 92308
  • At CTC Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible. If there is one thing you should know about me is that I fully understand what it means to be a true professional"
  • SO CAL REALTY
  • 14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
  • Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more