FHA VS Conventional loan programs in 2026 for La-Crescenta-Montrose, Los Angeles County, California

For 2026, the Conventional loan limit in La-Crescenta-Montrose within Los Angeles county of CA is set at $970,800, while the FHA limit stands at $970,800 for a single-family dwelling.

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With Lendersa® Conventional loan calculator, you can compare today's Conventional, FHA, and USDA rates to determine the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options for a side-by-side comparison, aiding you to identify the most suitable program in CA for your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in La-Crescenta-Montrose, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Comparison is relevant for zip codes: 91214, 91020, 91021, 91224

Loan Choices for Conventional and FHA in La-Crescenta-Montrose, CA

Lendersa® is dedicated to helping you obtain the optimal Conventional, USDA, or FHA loan swiftly and without complications. Choose one among three options to connect with lenders and discover appropriate loan programs.

  1. Submit a comprehensive request for Conventional/USDA/FHA loan optimization
  2. Identify Conventional, USDA, and FHA rates and terms at the start
  3. Browse the extensive database of Conventional lenders
Lendersa USDA loan request and matching results



  • Prime One Mortgage Corp.
  • 3305 W. Bismark Ave, Spokane, WA, 99205

  • At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.

  • Heritage Home Loans
  • 1414 W Garland Avenue, Suite 109, Spokane, WA, 99205

  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.

  • Sterling Federal Credit Union
  • 822 W. Main St, Sterling, CO, 80751

  • The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.

  • Yellowstone Bank
  • 12 1st Avenue, Laurel, MT, 59044

  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.

  • Cascade Federal Credit Union
  • 18020 80th Avenue S, Kent, WA, 98032

  • Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.

  • Rhonda Porter - Mortgage Master Service Corp.
  • 20425 72nd Avenue S, Suite 210, Kent, WA, 98032

  • Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.

  • E-Lending Inc.
  • 4505 Somerset Lane, Kent, WA, 98032

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kiel Mortgage
  • 20425 72nd Ave S, Suite 210, Kent, WA, 98032

  • Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.

  • MORTGAGE MASTER SERVICE CORPORATION
  • 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032

  • Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.

  • Amarillo National Bank
  • 410 S Taylor St, Amarillo, TX, 79101

  • Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.

  • SOUTHWEST HERITAGE CREDIT UNION
  • 2809 John Ben Shepperd Parkway, Odessa, TX, 79762

  • Southwest Heritage CU was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members. As of January, 2012, we are proud to say we have well over 7, 500 members & total assets of over $75, 000, 000!Credit Union was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members.
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