FHA VS Conventional loan programs in La-Crescenta-Montrose, Los Angeles County, California

For 2026, the Conventional loan limit in La-Crescenta-Montrose within Los Angeles county of CA is set at $970,800, while the FHA limit stands at $970,800 for a single-family dwelling.

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With Lendersa® Conventional loan calculator, you can compare today's Conventional, FHA, and USDA rates to determine the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options for a side-by-side comparison, aiding you to identify the most suitable program in CA for your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in La-Crescenta-Montrose, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Comparison is relevant for zip codes: 91214

Loan Choices for Conventional and FHA in La-Crescenta-Montrose, CA

Lendersa® is dedicated to helping you obtain the optimal Conventional, USDA, or FHA loan swiftly and without complications. Choose one among three options to connect with lenders and discover appropriate loan programs.

  1. Submit a comprehensive request for Conventional/USDA/FHA loan optimization
  2. Identify Conventional, USDA, and FHA rates and terms at the start
  3. Browse the extensive database of Conventional lenders
Lendersa USDA loan request and matching results



  • Affinity Mortgage Brokers
  • 7150 Campus Dr, Suite 265, Colorado Springs, CO, 80920

  • “Affinity Mortgage Brokers” came to be just a few years ago, but its history stretches so much further than that. Dwight Howard, President and CEO of Affinity Mortgage, has been working in the mortgage industry since the 1990s. In the beginning, he was a Soldier by day and a Home Loan Specialist by night.

  • Hybrid Lending Group
  • 3760 Misty Meadows Drive, Colorado Springs, CO, 80920

  • At our company, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves, and understand the importance.

  • US Capital Real Estate Loans & Services Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920

  • U.S. Capital has been helping individuals, families and businesses achieve their financing goals by providing purchase loans and refinances on both residential and commercial properties for over 30 years. The company is currently offering residential mortgages in the state of Colorado

  • Apple Mortgage Corp
  • 7660 Goddard Street, Suite 120, Colorado Springs, CO, 80920

  • We offer the lowest mortgage rates on VA, Conventional and FHA home loans in Colorado Springs. Our top priority is to provide exceptional customer service which includes the use of leading edge digital technology. We're locally owned and operated in Colorado Springs and providing mortgage services to our community since 1998.

  • Countryside Lending Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920

  • We have the knowledge and ability to help you achieve your goals. Whether you’re Purchasing your first home, investment property, or Refinancing your existing home, it can become complex very quickly unless you have the right team of professionals behind you. We offer you the tools and information needed to make an educated decision.

  • PenTrust Mortgage Group
  • 1755 Telstar Dr, Suite 109, Colorado Springs, CO, 80920

  • At PenTrust, we are driven to deliver a seamless and stress free loan approval process when financing your new or existing home. Our experienced team will provide the knowledge and guidance necessary to ensure a smooth experience while our vast product offerings ensure we match you to the perfect loan.

  • A Plus Mortgage, LLC
  • 1880 Office Club Point, Suite 1200, Colorado Springs, CO, 80920

  • This company was founded on 35 years of experience in the mortgage lending industry. We strive to take care of and support your needs now and in the future because, A Plus Mortgage is proud to partner with carefully chosen and well-qualified, licensed and insured loan processors who share over forty years combined experience

  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914

  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans.

    With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines

  • Bancsource Mortgage Corporation
  • 7550 West Yale Avenue, Suite B206, Denver, CO, 80227

  • BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.

  • Academy National Mortgage Corporation
  • 1955 South Lake Road, Denver, CO, 80227

  • Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.

  • Ruby Rose Loans and Processing
  • 5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227

  • "Ruby Rose Investments dba Ruby Rose Loans and Processing was formed
    with the intention of helping others build security in real estate. At the time
    I started my own company in 2004 I had been doing residential real estate for five years and
    was advised to form my own company."
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