Explore the differences! FHA VS Conventional loan programs in La-Puente, Los Angeles County, California

In 2026, the loan limit for Conventional in La-Puente, Los Angeles County, CA, is $970,800. In contrast, the limit for an FHA loan on a single-family home is $970,800.

Lendersa® provides a Conventional loan calculator allowing you to compare today’s top rates for Conventional, FHA, and USDA loans. Assess necessary income, credit, reserves, and required documents for qualification. With our advanced mortgage tool, view Conforming Conventional loans, USDA, FHA, and VA side by side to determine which program in CA best suits your needs.

Explore loan offers from 100 lenders

2026 Loan Limits & Down Payment Requirements in La-Puente, Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison applies to zip codes: 91746

Conventional and FHA Loan Options in La-Puente, CA

The mission of Lendersa® is to quickly connect you to the most suitable Conventional, USDA, or FHA loans. Choose one of three beginnings to find matched lenders and programs.

Outcomes from Lendersa USDA loan requests


La-Puente Lenders

  • HomeLoan123
  • 13725 Proctor Ave, Suite A, La Puente, CA, 91746
  • Lends in California
  • HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.

  • Winn Mortgage
  • 13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Start Mortgage
  • 13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
  • Lends in California
  • Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs

  • Pacific Lending LLC
  • 4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
  • Lends in California
  • Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • El Monte Community Credit Union
  • 11718 Ramona Blvd, El Monte, CA, 91732
  • Lends in California
  • Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.

  • Gonzales Property Investments
  • 3488 Camino Del Sur, Hacienda Heights, CA, 91745
  • Lends in California
  • GPI’s award-winning business professional Henry Gonzales, with proven success in competitive, rapidly changing markets. Effectively combined business development, financial services expertise and sales & marketing support to improve processes and boost revenue/profit for companies in financial services. Versatile competitive professional.

  • CBM Home Loans
  • 6737 Bright Avenue, Suite B2, Whittier, CA, 90601
  • Lends in California
  • CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.

  • Paragon Realty Services
  • 5427 Norwalk Blvd, Suite B, Whittier, CA, 90601
  • Lends in California
  • We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.

  • Super mortgage bros
  • 1900 W. Garvey Ave S, Suite 100, West Covina, CA, 91790
  • Lends in California
  • We specialize in helping people obtain residential mortgages. From first time home buyers to seasoned investors, we are always here to help! Some of the services we offer are FHA loans First time Home buyer programs VA Loans Conventional loans Jumbo loans mortgage Pre-approval Fixed rate Mortgage Adjustable Rate mortage Rate.

  • Main Street Mortgage Services
  • 15825 Main Street, 1st Floor, La Puente, CA, 91744
  • Lends in California
  • MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.