FHA VS Conventional loan programs in 2026 for Lake-Los-Angeles, Los Angeles County, California

The 2026 conventional loan cap in Lake-Los-Angeles, within Los Angeles county of CA, is $970,800. This year, the FHA loan limit for a single-family property is $970,800.

Utilize the Lendersa® Conventional loan calculator to juxtapose today’s best rates for Conventional, FHA, and USDA loans. It also guides you on the necessary income, credit, reserves, and documents for qualifying. This robust mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in choosing the best program in CA for your unique financial needs.

Compare loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Lake-Los-Angeles, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to zip codes: 93535

Conventional and FHA Loan Choices in Lake-Los-Angeles, CA

At Lendersa®, we aim to quickly and effortlessly secure the most suitable Conventional, USDA, or FHA loan for you. Choose from three different starting points to connect with lending providers and loan options.

Lendersa results for USDA loan requests and matches


Lake-Los-Angeles Lenders

  • Mountain West Financial
  • 43832 20th Street W, Lancaster, CA, 93534
  • Lends in California
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership

  • Prudential Wholesale Lending
  • 42442 10th Street West, Suite B, Lancaster, CA, 93534
  • Lends in California
  • At Prudential Wholesale Lending® we offer our clients wholesale loan pricing on their loans which means competitive rates and better interest rate and closing costs. We also provide our clients with credit consulting to help them get the best loan program for them at the best rate.

  • MCR Financial Services
  • 190 Sierra Ct, Suite B102, Palmdale, CA, 93550
  • Lends in California
  • M.C.R. Financial Services, Inc, a Mortgage Broker Company that focus on Real Estate Home Loans. assisting clients with home purchase and refinance home loans.
    M.C.R. Financial Services, Inc. believes in making sure that the client’s needs come first to ensure that each client will receive the ultimate customer service experience.

  • 203K Mortgage Corporation
  • 40015 Sierra Highway, Suite B-275, Palmdale, CA, 93550
  • Lends in California
  • To serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Financial Independence Mortgage
  • 536 E Palmdale Blvd, Palmdale, CA, 93550
  • Lends in California
  • Financial Independence Mortgage is a California Mortgage Brokerage specializing in FHA, VA, USDA, FannieMae & Freddie Mac Home Loans. Dean Henderson has been a full time mortgage broker since 1988. He has helped thousands of families obtain home loans, mostly in the Antelope Valley.

  • Edwards Federal Credit Union
  • 39963 West 10th Street, Palmdale, CA, 93551
  • Lends in California
  • Edwards Federal Credit Union (Edwards FCU) was formed in 1962 with a simple goal – to help one another financially through good times and tough times. Edwards FCU provides a full range of personal banking products and services to fit your needs, and is a federally regulated not-for-profit financial cooperative that is owned

  • Mortgage Xpress
  • 1401 West Rancho Vista Blvd, Suite C, Palmdale, CA, 93551
  • Lends in California
  • At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new.

    We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown

  • Kingstone Capital Properties
  • 445 West Palmdale Boulevard, Suite Q, Palmdale, CA, 93551
  • Lends in California
  • We are a full service banking and mortgage company. We specialize in Home Buyer Loans & Commercial Real Estate Loans. We serve in State of California, Florida & Texas. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

  • ASAP-Funding, Inc.
  • 1008 West Avenue, Suite A-D180, Palmdale, CA, 93551
  • Lends in California
  • ASAP Funding was created to bring to market loan products specially tailored for investors and individuals looking for better funding solutions. Our founders are experts in residential real estate. Collectively, they have originated over $720 million in loans before joining forces to create ASAP-Funding.

  • TrueDirection Lending
  • 1113 W Ave M-4, Suite F, Palmdale, CA, 93551
  • Lends in California
  • We pride ourselves on exceeding our customer's expectations in finding the most competitive rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique