Explore the differences! FHA VS Conventional loan programs in Lake-Los-Angeles, Los Angeles County, California

The 2025 conventional loan cap in Lake-Los-Angeles, within Los Angeles county of CA, is $970,800. This year, the FHA loan limit for a single-family property is $970,800.

Utilize the Lendersa® Conventional loan calculator to juxtapose today’s best rates for Conventional, FHA, and USDA loans. It also guides you on the necessary income, credit, reserves, and documents for qualifying. This robust mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in choosing the best program in CA for your unique financial needs.

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Lake-Los-Angeles, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to zip codes: 93535, 93591

Conventional and FHA Loan Choices in Lake-Los-Angeles, CA

At Lendersa®, we aim to quickly and effortlessly secure the most suitable Conventional, USDA, or FHA loan for you. Choose from three different starting points to connect with lending providers and loan options.

Lendersa results for USDA loan requests and matches


  • MCT Credit Union
  • 2736 Nall St, Port Neches, TX, 77651
  • MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
  • Alcoa Community Federal Credit Union
  • 1125 Military Road, Benton, AR, 72015
  • The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.
  • Nosari Home Mortgage
  • 1001 Hwy 62 E, Mountain Home, AR, 72653
  • Nosari Home Mortgage, Inc has served the state of Arkansas since 1995 and now Missouri. Nosari Home Mortgage, Inc is now licensed in Missouri, and we are able to provide the best rates and most mortgage programs to our neighbors in Missouri. We have been voted "Best Mortgage Lender" via the annual Best of the Twin Lakes' annual poll since 2014.
  • Ultima Bank
  • 9 West Minnesota Avenue, Winger, MN, 56592
  • Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
  • Veterans United Home Loans Eagle River
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation. But to us, success isn’t measured in numbers. Our success is measured in living our values every day
  • Mid-Continent Funding, Inc.
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers: Minimum down payments First time buyer benefits Program options for high debt-to-income ratios and low credit Refinancing opportunities To lower your monthly payments
  • VeteransLoans.com
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.
  • Veterans United Home Loans of Hampton Roads
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We are committed to exceeding clients' expectations and creating an amazing experience with the VA Mortgage process by providing an abundance of information and personalized service to Veterans, military members, and their families across the U.S. Veterans United consistently strives to amaze, measuring success by the positive impact on the lives.
  • First State Bank of Texas
  • 4039 Ih 10 East, Orange, TX, 77630
  • First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont