FHA VS Conventional loan programs in Lake-Los-Angeles, Los Angeles County, California

In 2025, Convetional loan limit in Lake-Los-Angeles, county of Los Angeles, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lake-Los-Angeles, county of Los Angeles, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 93535, 93591

Conventional and FHA loan options in Lake-Los-Angeles, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • North County Mortgage Corporation
  • 30978 Villa Toscana, Bonsall, CA, 92003
  • North County Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every client is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Tradition Financial
  • 5256 S. Mission Rd, Suite 130, Bonsall, CA, 92003
  • At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
  • Axios Properties, Inc.
  • 44715 Via Alondra, La Quinta, CA, 92270
  • With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.
  • WS Financial
  • 335 San Dimas Avenue, Oceanside, CA, 92057
  • WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.
  • JBR BROKER SERVICES
  • 353 Sherwood Drive, Santa Barbara, CA, 93110
  • Full Service Real Estate Brokerage, 24 years experience in helping buyers find their perfect home and sellers sell their home while saving buyers and sellers thousands of dollars.Brokerage, 24 years experience in helping buyers find their perfect home and sellers sell their home while saving buyers.
  • pacific residential mortgage corp
  • 522 N Cleveland St, Oceanside, CA, 92054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pacific Coast Home Mortgage & Real Estate Inc
  • 2424 Vista Way, Suite 105, Oceanside, CA, 92054
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Home Mortgage Experts, Inc
  • 2103 South El Camino Real, Suite 108, Oceanside, CA, 92054
  • Home Mortgage Experts is dedicated to guiding our borrowers throughout the mortgage process, sorting through the numerous mortgage options available and helping them decide which is best. We take pride in having low overhead which allows us to pass savings onto our customers resulting in low priced, low cost mortgages.
  • North Coast Financial, Inc.
  • 2424 Vista Way #202, Oceanside, CA, 92054
  • North Coast Financial, Inc. is a San Diego hard money lender (private money lender) with over 30 years of hard money loan experience. We specialize in fix and flip loans / rehab loans, land loans, hard money purchase loans, construction loans, cash outs, hard money refinances and other various bridge loans.