Explore the differences! FHA VS Conventional loan programs in Palmdale, Los Angeles County, California

During 2025, the Conventional loan limit in Palmdale, under the jurisdiction of Los Angeles County in CA, is set at $1,089,300, whereas the limit for FHA is $1,089,300 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to contrast current rates for Conventional, FHA, and USDA loans and ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the most fitting program for your financial circumstances in CA.

Contrast loan offerings from a pool of 100 lenders

Loan limits and down payment requirements for 2025 in Palmdale, Los Angeles County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Note: This comparison table is applicable to zip codes: 93552, 93550, 93591, 93551, 93590, 93599

Available Conventional and FHA loan choices in Palmdale, CA

Lendersa® strives to deliver the finest possible options for Conventional, USDA, or FHA loans expediently and without inconvenience. Choose any of the three starting points below to match with lenders and suitable loan programs.

Outcomes of Lendersa USDA loan request and matching


  • Goodman Mortgage Corporation
  • 801 N 96th St, Suite 2592, Omaha, NE, 68114
  • Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too! We have the experience to identify.
  • Finance 1 LLC
  • 1005 S 76th St, Suite 102, Omaha, NE, 68114
  • Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.
  • Mortgage Specialists, LLC
  • 8420 W Dodge Rd, Suite 113, Omaha, NE, 68114
  • We’re a small team of mortgage professionals who understand not only how to get you approved for your mortgage—but also how the mortgage you choose affects your overall financial future. We treat your mortgage like any other investment, helping you find the right loan for your family’s individual financial situation, needs and goals
  • Heartland Area Federal Credit Union
  • 6111 N 72 Street, Omaha, NE, 68134
  • Heartland Area Federal Credit Union has been open since 1954. The credit union has assets totaling $22.35 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • First Nebraska Credit Union
  • 10655 Bedford Avenue, Omaha, NE, 68134
  • First Nebraska Credit Union is a member-owned, not-for-profit financial cooperative. We offer many of the same services you find at other financial institutions, however we are motivated by service rather than profit. Our focus is “People Helping People” and our goal is to strengthen the financial well-being of our members.
  • Labette Bank
  • PO Box 497, Altamont, KS, 67330
  • Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas. Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.
  • Security National Bank of South Dakota
  • 325 Dakota Dunes Blvd, North Sioux City, SD, 57049
  • Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to
  • U.P. Connection Federal Credit Union
  • 6707 Grover Street, Omaha, NE, 68106
  • U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
  • Security National Bank
  • 6464 Center St, Suite 100, Omaha, NE, 68106
  • We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
  • First Pryority Bank
  • 310 E. Graham, Pryor, OK, 74361
  • First Pryority Bank was founded in Pryor, Oklahoma on 9/11/1900 as First National Bank of Pryor Creek. In 2002 is expanded into Tulsa by opening a branch in South Tulsa/Bixby and changed its name to First Pryority Bank. First Pryority Bank has two locations. South Tulsa and Pryor Oklahoma. They are consistently ranked as the top SBA lender.
  • Security First National Bank of Hugo
  • 100 S Broadway St, Hugo, OK, 74743
  • Security First National Bank (SFNB) has proudly served the community of Hugo & the surrounding area for over 90 years, meeting the financial needs of some families generation after generation. At SFNB, we firmly believe in our motto, "Helping to Build a Better Community, " & strive to incorporate that attitude in everything we do every single day.