FHA VS Conventional loan in Palmdale, Los Angeles County, California

During 2026, the Conventional loan limit in Palmdale, under the jurisdiction of Los Angeles County in CA, is set at $1,089,300, whereas the limit for FHA is $1,089,300 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to contrast current rates for Conventional, FHA, and USDA loans and ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the most fitting program for your financial circumstances in CA.

Contrast loan offerings from a pool of 100 lenders

Loan limits and down payment requirements for 2026 in Palmdale, Los Angeles County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Note: This comparison table is applicable to zip codes: 93552, 93550, 93591, 93551, 93590, 93599

Available Conventional and FHA loan choices in Palmdale, CA

Lendersa® strives to deliver the finest possible options for Conventional, USDA, or FHA loans expediently and without inconvenience. Choose any of the three starting points below to match with lenders and suitable loan programs.

Outcomes of Lendersa USDA loan request and matching


  • Bridge Capital Home Loans
  • 221 E. Glenoaks Blvd, Suite 225A, Glendale, CA, 91207
  • Bridge Capital Home Loans is a boutique mortgage brokerage based out of Glendale CA. With over 30 years of combined experience in the lending industry, our team of experienced agents offers specialized and mortgage services with competitive rates, low down payment options and personalized service.

  • United Mortgage Corporation of America
  • 18274 Cumulus Ct, Santa Clarita, CA, 91350
  • The United Mortgage Corporation of America team is committed to providing clients with the highest quality financial services combined with offer an array of complimentary mortgage tools available on the Internet – with 24/7 access for easy, convenient, online pre-approvals and applications for jumbo, conventional, FHA and VA loan programs.

  • Great Western Home Loans Inc
  • 21080 Centre Pointe Parkway, Santa Clarita, CA, 91350
  • Great Western is at the forefront of providing cutting edge mortgage products to its clients with speed and integrity and also We are experts in lending options for new homes, existing homes, Refinancing, second homes, rentals, tourist visa/foreign buyers financing programs and Home Loans We are experts in lending options for new homes.

  • America Capital Funding Inc
  • 28419 Connick Place, Saugus, CA, 91350
  • We are a full-service mortgage company based in Santa Clarita, California. We specialize in Construction, FHA, Jumbo and VA mortgage loans as well as Commercial Loans in Santa Clarita. We also serve the surrounding cities in Los Angeles County and the entire State of California and Idaho.

  • East West Bank
  • 135 N. Los Robles Ave, 7th Floor, Pasadena, CA, 91101
  • East West Bank has served as a pathway to success. With over 120 locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multicultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunitie

  • Tony W. Moon
  • 225 S. Lake Ave, 3rd Floor, Pasadena, CA, 91101
  • Tony W. Moon offer a different products to fit a particular mortgage related challenges and while that in itself is not unique; we strive to deliver our service with honesty, openness, and with the long term benefits in mind for our client/friends, to become a resource for them and their family/friends.

  • SMPL Mortgage - D.B.A. C2 Financial Pasadena - Generational Lending Experts
  • 99 S Lake Ave, Suite 207, Pasadena, CA, 91101
  • SMPL Mortgage is a generational lending leader in mortgage financing. We simplify this complex process through education, seminars and a personal approach that meets our clients needs whatever life stage they are in. Webelieve in people and their potential making their dreams of financial freedom Humanly Possible.

  • We Fund LA
  • 680 E Colorado Blvd, Horsham, CA, 91101
  • The We Fund LA team is a group of locally based mortgage professionals who have worked tirelessly to reimagine and modernize the mortgage experience. Our expansive menu of loan products allow us to serve almost any client. Our commitment to service excellence led to us being recognized by Scotsman Guide and Mortgage

  • Barb Spitzock - EPiQ Lending Mortgage Loan
  • 123 N. Lake Ave, Suite 102, Pasadena, CA, 91101
  • At EPIQ Lending, our goal is to guide you through the mortgage process and get you into a home, not just any home but the one that you envisioned under the right financial terms. We iron out the details and formulate solutions to provide you tailor-made financing options. Our methods aren't conventional.

  • Paradace Corporation
  • 680 East Colorado Boulevard, Suite 180, Pasadena, CA, 91101
  • PARADACE offers real estate & loans services. We lend money. We buy, build, & sell houses. We provide construction & remodeling services. PARADACE Luxury Real Estate and Loans was establish to serve the well-to-do and influential customers. Established in 2008. David Sun Owner at Paradace Corporation.

  • Kennedy Capital Corporation
  • 553 South Marengo Avenue, Pasadena, CA, 91101
  • Kennedy Capital Corporation is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios