Explore the differences! FHA VS Conventional loan programs in Palmdale, Los Angeles County, California
During 2026, the Conventional loan limit in Palmdale, under the jurisdiction of Los Angeles County in CA, is set at $1,089,300, whereas the limit for FHA is $1,089,300 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to contrast current rates for Conventional, FHA, and USDA loans and ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the most fitting program for your financial circumstances in CA.
Loan limits and down payment requirements for 2026 in Palmdale, Los Angeles County, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Note: This comparison table is applicable to zip codes: 93552
Available Conventional and FHA loan choices in Palmdale, CA
Lendersa® strives to deliver the finest possible options for Conventional, USDA, or FHA loans expediently and without inconvenience. Choose any of the three starting points below to match with lenders and suitable loan programs.
M.C.R. Financial Services, Inc, a Mortgage Broker Company that focus on Real Estate Home Loans. assisting clients with home purchase and refinance home loans. M.C.R. Financial Services, Inc. believes in making sure that the client’s needs come first to ensure that each client will receive the ultimate customer service experience.
40015 Sierra Highway, Suite B-275, Palmdale, CA, 93550
Lends in California
To serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Financial Independence Mortgage is a California Mortgage Brokerage specializing in FHA, VA, USDA, FannieMae & Freddie Mac Home Loans. Dean Henderson has been a full time mortgage broker since 1988. He has helped thousands of families obtain home loans, mostly in the Antelope Valley.
Edwards Federal Credit Union (Edwards FCU) was formed in 1962 with a simple goal – to help one another financially through good times and tough times. Edwards FCU provides a full range of personal banking products and services to fit your needs, and is a federally regulated not-for-profit financial cooperative that is owned
1401 West Rancho Vista Blvd, Suite C, Palmdale, CA, 93551
Lends in California
At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new.
We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown
445 West Palmdale Boulevard, Suite Q, Palmdale, CA, 93551
Lends in California
We are a full service banking and mortgage company. We specialize in Home Buyer Loans & Commercial Real Estate Loans. We serve in State of California, Florida & Texas. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
1008 West Avenue, Suite A-D180, Palmdale, CA, 93551
Lends in California
ASAP Funding was created to bring to market loan products specially tailored for investors and individuals looking for better funding solutions. Our founders are experts in residential real estate. Collectively, they have originated over $720 million in loans before joining forces to create ASAP-Funding.
We pride ourselves on exceeding our customer's expectations in finding the most competitive rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique
1008 West Avenue M-4, Suite H, Palmdale, CA, 93551
Lends in California
At MMC Lending® we believe that stable living helps build strong communities and it's a privilege to be a part of that process. It's our objective to assist clients in securing the most important investment of their lives by taking each step with them through the loan transaction.
ll American Financial Services was started in 1990 with the vision and foresight of Slade Lohman, Real Estate Broker (California Bureau of Real Estate BRE #01134557, NMLS #276140). After observing the unethical behaviors of different lenders, Slade had a burning desire to make a difference in the industry.
