FHA VS Conventional loan in Adelanto, San Bernardino County, California

In 2025, the conventional loan limit for Adelanto, situated in San Bernardino county, CA, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in CA fits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Adelanto, San Bernardino, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 92301

Available Conventional and FHA Loan Options in Adelanto, CA

The goal of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three options that lead you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Propel Home Loans LLC
  • 8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
  • We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
  • SharePoint Credit Union
  • 5300 Hyland Greens Drive, Bloomington, MN, 55437
  • SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence. SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
  • MinnTrust Mortgage LLC
  • 7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
  • At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..
  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services. A volunteer board of directors, elected by members, sets polici
  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
  • US Mortgage Investments
  • 5201 Eden Avenue, Edina, MN, 55436
  • Us Mortgage Inv. offers a best in class Mortgage experience. -Competitive pricing - Speed to close - Best in class VA Loan pricing - Integrity US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
  • The Bank of Elk River
  • 630 Main Street, Elk River, MN, 55330
  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.