FHA VS Conventional loan programs in 2025 for Loma-Rica, Yuba County, California

In 2025, the maximum Conventional loan limit in Loma-Rica, Yuba county, CA, is $647,200. Meanwhile, for a single-family home, the FHA loan limit is $420,900.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Our tool determines the required income, credit, reserves, and documents needed for loan qualification. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the program in CA that best meets your financial goals.

Compare loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Loma-Rica, Yuba County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $323,200 0%
FHA $420,900 3.5%

This table is applicable to the following zip codes: 95901

Discover Conventional and FHA Loan Options in Loma-Rica, CA

At Lendersa®, our objective is to help you secure the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Begin by selecting one of three streamlined approaches that connect you with matching lenders and tailored loan programs.

Results from Lendersa USDA loan request matches


  • Rubino Lending
  • 6922 E Costilla Place, Centennial, CO, 80112
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Houz Mortgage
  • 10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
  • The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The Mortgage Co
  • 7343 S Alton Way, Suite 150, Englewood, CO, 80112
  • The Mortgage Co is licensed mortgage banker locally owned and headquartered in Centennial, Colorado, since 1996. We offer a wide variety of residential loan programs including Conventional, FHA, VA, USDA, CHFA, MMA, and many more. Visit our company website to learn more about all the services we offer at TheMortgageCo.com.
  • US Mortgages
  • 6855 S Havana St, Suite 500, Centennial, CO, 80112
  • US Mortgages has been serving the needs of Colorado homeowners for over 20 years. We offer a wide range of products to help you achieve all of your home buying and mortgage refinance goals. Our licensed Personal Mortgage Advisors will listen to your needs and show you the best options available.
  • Metrolink Mortgage
  • 7853 E. Arapahoe Ct, Suite 2100, Centennial, CO, 80112
  • Metrolink Mortgage is a Colorado based mortgage company. We provide first class service with a customer satisfaction business philosophy. Let us help you with your next refinance or purchase with a hassle free mortgage experience. We offer Conventional, FHA, and VA, USDA, and first time home buyer financing options with the fastest turn.
  • Colorado Lending Inc
  • 6851 South Holly Circle, Suite 280, Centennial, CO, 80112
  • The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • WINPRO Funds LLC
  • 6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
  • WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
  • Space Age Federal Credit Union
  • 3005 South Parker Road, Suite C - 300, Aurora, CO, 80014
  • Space Age Federal Credit Union is a full-service financial institution that has been serving our membership since 1952. At Space Age, we make taking care of your finances as quick, easy, and convenient as possible. We offer a variety of ways to access your account, and a choice of locations.