Explore the differences! FHA VS Conventional loan programs in Loma-Rica, Yuba County, California
In 2025, the maximum Conventional loan limit in Loma-Rica, Yuba county, CA, is $647,200. Meanwhile, for a single-family home, the FHA loan limit is $420,900.
Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Our tool determines the required income, credit, reserves, and documents needed for loan qualification. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the program in CA that best meets your financial goals.
2025 Loan Limits and Downpayment Requirements in Loma-Rica, Yuba County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$323,200
0%
FHA
$420,900
3.5%
This table is applicable to the following zip codes: 95901
Discover Conventional and FHA Loan Options in Loma-Rica, CA
At Lendersa®, our objective is to help you secure the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Begin by selecting one of three streamlined approaches that connect you with matching lenders and tailored loan programs.
The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.
Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Covenant Reverse Mortgage experience in originating and processing Reverse Mortgages extends to over 12 years specifically working with Seniors. In the HECM marketplace that is an outstanding plus! I have the background and the knowledge to help you decide if a Reverse Mortgage is right for you.
Blossom Heights Realty has proudly served clients and customers for over 10 years. We started as a family-owned business and still run on the same standards of integrity and care for the people we serve.
Our experienced real estate agents help clients and customers who are interested in buying or selling homes in Nampa, Caldwell, Meridian, Boi
