FHA VS Conventional loan programs in Loma-Rica, Yuba County, California

In 2026, the maximum Conventional loan limit in Loma-Rica, Yuba county, CA, is $647,200. Meanwhile, for a single-family home, the FHA loan limit is $420,900.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Our tool determines the required income, credit, reserves, and documents needed for loan qualification. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the program in CA that best meets your financial goals.

Compare loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Loma-Rica, Yuba County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $323,200 0%
FHA $420,900 3.5%

This table is applicable to the following zip codes: 95901

Discover Conventional and FHA Loan Options in Loma-Rica, CA

At Lendersa®, our objective is to help you secure the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Begin by selecting one of three streamlined approaches that connect you with matching lenders and tailored loan programs.

Results from Lendersa USDA loan request matches


  • Springbank Mortgage LLC
  • 2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • First Washington Mortgage, LLC
  • 2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007
  • First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.

  • Cornerstone First Financial
  • 2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007
  • Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.

  • The Tullis Mortgage Team
  • 6187 Grovedale Ct, Alexandria, VA, 22310
  • Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.

  • Fairfax Lending
  • 6094 Franconia Road, Alexandria, VA, 22310
  • Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.

  • Traditions Bank
  • 100 N. George St., York, PA, 17401
  • At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.

    We’re an honest, intentional financial partner with best-in-class team members

  • Capitol Mortgage Group
  • 9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
  • Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates

  • Artisan Mortgage Company, Inc.
  • 239 Highland Rd, Hershey, PA, 17033
  • Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.