FHA VS Conventional loan in Loma-Rica, Yuba County, California

In 2026, the maximum Conventional loan limit in Loma-Rica, Yuba county, CA, is $647,200. Meanwhile, for a single-family home, the FHA loan limit is $420,900.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Our tool determines the required income, credit, reserves, and documents needed for loan qualification. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the program in CA that best meets your financial goals.

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2026 Loan Limits and Downpayment Requirements in Loma-Rica, Yuba County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $323,200 0%
FHA $420,900 3.5%

This table is applicable to the following zip codes: 95901

Discover Conventional and FHA Loan Options in Loma-Rica, CA

At Lendersa®, our objective is to help you secure the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Begin by selecting one of three streamlined approaches that connect you with matching lenders and tailored loan programs.

Results from Lendersa USDA loan request matches


  • The Muncy Bank and Trust Company
  • 2 N Main Street, Muncy, PA, 17756
  • The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.

  • PALCO Federal Credit Union
  • 191 Chad Road, Muncy, PA, 17756
  • PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.

  • City County Employees Credit Union
  • 1810 N Belcher Rd, Clearwater, FL, 33765
  • City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.

  • Guardian Angel Mortgage Services, Inc
  • 4819 East Trindle Road, Mechanicsburg, PA, 17050
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Cody Financial Mortgage Services Inc
  • 4823 E. Trindle Road, Mechanicsburg, PA, 17050
  • We are your Full Service Mortgage Broker. Over 25 years ago I started Cody Financial with the philosophy of offering each customer the best possible rate with the best possible service, guaranteed. Whether you are a first time home buyer, an existing homeowner, or buying an investment property, we are here to make your dreams a reality.

  • A Plus Mortgage Solutions, Inc.
  • 3 Sunset Circle, Mechanicsburg, PA, 17050
  • A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams

  • Lincoln Financial Mortgage Corporation
  • 10658 Seminole Blvd, Seminole, FL, 33778
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Justice Federal Credit Union
  • 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
  • The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members