Explore the differences! FHA VS Conventional loan programs in McKinleyville, Humboldt County, California

For 2025 in McKinleyville, located in the county of Humboldt, CA, the conventional loan limit is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows comparisons of Conforming Conventional loans, USDA, FHA, and VA, side by side, helping you decide which program in CA best fits your financial situation.

Evaluate and compare loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in McKinleyville, County of Humboldt, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 95519

Options for Conventional and FHA Loans in McKinleyville, CA

The goal at Lendersa® is to secure the best possible loan for you, whether Conventional, USDA, or FHA, swiftly and seamlessly. Choose one of three starting points to find suitable lenders and loan programs.

Results for USDA loan request matching by Lendersa


  • Strategic Federal Credit Union
  • 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
  • Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.
  • Southeastern Bank
  • 1010 North Way, Darien, GA, 31305
  • Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.
  • Savannah Postal Credit Union
  • 22 Ogletthorpe Professional Blvd, Savannah, GA, 31406
  • Savannah Postal Credit Union is a State-chartered credit union incorporated June 6, 1952. For more than 53 years we have existed solely for the purpose of serving our members' best interests. The credit union was originally established for employees of the United States Postal Service. Today we serve 10 employee groups in Savannah
  • American Financial Services Group
  • 7712 Waters Ave, Savannah, GA, 31406
  • American Financial Services is one of the oldest loan companies in Savannah. Our first office opened in 1956, and we still proudly serve people of Chatham County and the nearby towns sixty years later. In 2010, American Financial Services merged with Coastal Finance Company and relocated to the present location at 7712 Waters Ave, Savannah, GA.
  • Hayden Home Mortgage LLC
  • 25775 Tullow Pl, Chantilly, VA, 20152
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
  • COASTAL CUSTOM MORTGAGE, INC.
  • 340 Eisenhower DriveSuite 220, Savannah, GA, 31406
  • Based in Savannah, Georgia and serving surrounding areas, Coastal Custom Mortgage is a mortgage brokerage company that provides homebuyers and homeowners alike with the tools to plan for and achieve financial stability when it comes to real estate endeavors. No matter the client’s starting point
  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
  • Infiniti Mortgage Solutions Inc.
  • 7518 Diplomat Drive, Suite B, Manassas, VA, 20109
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Tru-Fi Credit Union EHL
  • 602 S 6th St, Macclenny, FL, 32063
  • TRU·FI Credit Union was originally founded in 1967 as Baker County Federal Credit Union in the living room of Mr. Ira Starling. It was in his home that a small group of individuals who shared the same vision of creating a cooperative banking entity, met to discuss giving the citizens of Baker County more than one choice of where to conduct