FHA VS Conventional loan in Lockeford, San Joaquin County, California

In 2025, the Conventional loan limit for Lockeford, located in San Joaquin, CA, stands at $726,200, while the FHA limit for a single-family home is $656,650.

Utilize the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Determine the requirements related to income, credit, reserves, and necessary documents. Our advanced mortgage calculator enables side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding which program in CA is most suitable for your financial situation.

Compare loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Lockeford, San Joaquin County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $556,200 0%
FHA $656,650 3.5%

The above comparison is relevant for zip codes: 95240, 95237

Discover Conventional and FHA Loan Options in Lockeford, CA

The mission of Lendersa® is to provide you with the best Conventional, USDA, or FHA loans quickly and effortlessly. Choose one of the following three approaches to connect to corresponding lenders and loan programs.

Lendersa results for USDA loan requests


  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • Success Financial Group
  • 2168 East Florence Avenue, Suite 2168, Walnut Park, CA, 90255
  • Success Financial Group Serving our community for over 30 years and making the dream of homeownership a reality using but not limited to First Time Homebuyer Loan Programs, Down-Payment Assistance for that part of our community which is Self-employed. Our company name is Success because that is what we have with every one of our clients.
  • El Monte Community Credit Union
  • 11718 Ramona Blvd, El Monte, CA, 91732
  • Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.
  • Kinecta Corporation
  • 1440 Rosecrans Ave, Manhattan Beach, CA, 90266
  • Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.
  • CR Funding Inc.
  • 30 Cayman Court, Manhattan Beach, CA, 90266
  • Our goal is to be the lender of choice for existing homeowners and for those who are just beginning their homeownership journey. Operating on sound principles, ethics, transparency, and an unwavering commitment to customer service we will earn your business today and in years to come.
  • SkyOne Federal Credit Union
  • 14600 Aviation Blvd, Hawthorne, CA, 90250
  • SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation
  • US Lending & Company Inc.
  • 12846 Hawthorne Boulevard, Hawthorne, CA, 90250
  • US Lending & Company, Inc. is South Bay’s leading mortgage lender and held in high regard throughout the entire state of California. Whether you are buying, building or refinancing, we provide our clients with education, strategy and guidance to help them achieve their financial goals.
  • Korb Capital Inc.
  • 12844 Inglewood Avenue, Hawthorne, CA, 90250
  • KORB Capital a Mortgage and Real Estate company in Los Angeles serving all of Los Angeles and surrounding areas. Specializing in Private Lending and all aspects of Real Estate. We Have the RIGHT LOAN for the first time home buyer, repeat buyers and homeowners looking to refinance.
  • California Real Deal
  • 423 East Bougainvillea Lane, Glendora, CA, 91741
  • Amany Gobran is an accomplished and personable Real Estate Broker based in Glendora, CA, serving the San Gabriel Valley and beyond. Amany has built a reputation of friendly customer care and strategically successful services to both buyers and sellers. She has proven the ability to efficiently guide buyers in obtaining the best value.
  • Axiom Lending Group
  • 14175 Erie Rd, Apple Valley, CA, 92307
  • Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se