Explore the differences! FHA VS Conventional loan programs in Moreno-Valley, Riverside County, California

In 2025, the Conventional loan limit in Moreno-Valley, the county of Riverside, within CA is $647,200. By contrast, the FHA loan limit for a single-family home is $562,350.

Employ Lendersa®'s Conventional loan calculator to weigh today’s best rates for Conventional, FHA, and USDA loans. The tool also helps identify the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding which program best matches your financial situation in CA.

Evaluate offers from a spectrum of 100 lenders

2025 Loan Limits and Downpayment Specifications in Moreno-Valley, County of Riverside, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This comparison table is pertinent to zip codes: 92551, 92553, 92555, 92557, 92552, 92554, 92556

Navigating Conventional and FHA Loan Options in Moreno-Valley, CA

The aim of Lendersa® is to swiftly deliver the best Conventional, USDA, or FHA loans with minimal hassle. Start by choosing one of three alternative paths to connect with matching lenders and loan solutions.

Results of USDA loan requests matched by Lendersa


  • Meadow Grove Federal Credit Union
  • 210 Main Street, Meadow Grove, NE, 68752
  • Meadow Grove Federal Credit Union’s mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being
  • Sage Capital Bank
  • 1606 North Sarah DeWitt Dr, Gonzales, TX, 78629
  • Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.
  • Lakeside Bank
  • 2805 Ridge Road, Rockwall, TX, 75032
  • Lakeside National Bank is dedicated to meeting our community's financial needs while maintaining a personal touch. At LNB, personal touch means a live person will answer the phone when you call, and when you need financing, your first meeting will be with the loan officer who will see your loan through from start to finish.
  • Park Cities Lending, Inc.
  • 1055 Equestrian Drive, Rockwall, TX, 75032
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Farmers & Merchants Bank
  • 617 1st St, Milford, NE, 68405
  • At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
  • Columbus United Federal Credit Union
  • 2472 39th Avenue, Columbus, NE, 68601
  • Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
  • kstate CREDIT UNION (West Branch)
  • 601 McCall Rd, Manhattan, KS, 66502
  • At 9:00 P.M. on January 28th, 1946, our credit union was chartered as Manhattan CO-OP Credit Union and held its first monthly meeting of the Board of Directors. In an effort of helping even more Manhattan citizens, the credit union was moved to the university. The credit union changed its name to College Credit Union.
  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
  • BankWest
  • 703 Main St, Armour, SD, 57313
  • For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.
  • Fannin Bank
  • 230 East 3rd Street, Bonham, TX, 75418
  • Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.