FHA VS Conventional loan programs in Moreno-Valley, Riverside County, California

In 2025, the Conventional loan limit in Moreno-Valley, the county of Riverside, within CA is $647,200. By contrast, the FHA loan limit for a single-family home is $562,350.

Employ Lendersa®'s Conventional loan calculator to weigh today’s best rates for Conventional, FHA, and USDA loans. The tool also helps identify the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding which program best matches your financial situation in CA.

Evaluate offers from a spectrum of 100 lenders

2025 Loan Limits and Downpayment Specifications in Moreno-Valley, County of Riverside, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This comparison table is pertinent to zip codes: 92551, 92553, 92555, 92557, 92552, 92554, 92556

Navigating Conventional and FHA Loan Options in Moreno-Valley, CA

The aim of Lendersa® is to swiftly deliver the best Conventional, USDA, or FHA loans with minimal hassle. Start by choosing one of three alternative paths to connect with matching lenders and loan solutions.

Results of USDA loan requests matched by Lendersa


  • Professional Lending Network
  • 1711 Via El Prado, Suite 103-B, Redondo Beach, CA, 90277
  • Professional Lending Network is a full-service brokerage for wholesale mortgages. It specializes in single family residences as well as units.With over 15 years of experience as a mortgage broker, real estate broker, and estate planning lawyer, Gregory is uniquely positioned to help his clients with a wide variety of matters.
  • Vista Loans
  • 1402 Esplanade, Suite 1, Redondo Beach, CA, 90277
  • You will work with a team that has 57 years of combined mortgage industry experience. Vista Loans uses the latest comparative analysis software which allows us to research and compare hundreds of loan programs & rates to find the best options to meet your needs. Your satisfaction is our Top Priority! Most Important to Us is Customers Satisfaction.
  • Farmers Insurance Federal Credit Union
  • 2255 North Ontario Street, Suite 320, Burbank, CA, 91504
  • We have been taking care of the financial needs of Farmers employees and agents for over 70 years, currently serving over 50,000 members with over $650 million in assets. As a non-profit financial institution, our members are our owners. We offer higher savings yields and lower loan rates thank banks. And service is our priority.
  • iLoan Real Estate Co. Inc.
  • 2419 West Empire Avenue, Burbank, CA, 91504
  • We can always go back and fourth on which values outweigh one another, but the truth is honesty in this business is what truly matters. With many years experience and being up to date on all lending guidelines, it allows me to be able to truly provide all lending options and show side by side comparisons.
  • LaunchRate
  • 7758 N Glenoaks Blvd, Burbank, CA, 91504
  • We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with best rates, terms & costs-to meet your unique needs.
  • Legacy Lending Group, Inc.
  • 9935 Cohasset Street, Burbank, CA, 91504
  • Legacy Lending Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Integrity Mortgage Group
  • 9683 Tierra Grande, Suite 102, San Diego, CA, 92126
  • Integrity Mortgage Group team is committed to providing clients with the highest quality financial services combined with great rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Hyde Funding
  • 8996 Miramar Rd, Suite 250, San Diego, CA, 92126
  • Headquartered in San Diego with over a decade of experience, Hyde Funding represents what you want in a mortgage lender. Hyde Funding specializes in all home purchase transactions, from Jumbo, FHA, First Time Home Buyer, Veteran, Conforming, Rehab, Cash Out, Hard Money and anything outside the box.
  • Morgan Home Loan Funding Corp
  • 8996 Miramar Road, Suite 230, San Diego, CA, 92126
  • Our mission is to provide you with the highest quality mortgage and refinancing services. Our loans are tailored to fit your personal needs at some of the most competitive rates in the nation. We are committed to serving the communities where we live and work, helping to providing mortgage solutions and to strengthen communities to improve lives,
  • H2 Mortgage, Inc.
  • 7940 Silverton Ave, Suite 101A, San Diego, CA, 92126
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mission Federal Credit Union
  • 10325 Meanley Drive, San Diego, CA, 92131
  • There’s so much to know about Mission Fed Credit Union in San Diego! We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs. You can think of us as your one-stop financial services provider, offering you all kinds of Savings Accounts, Loans, eServices